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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180908)

Excellent service at all times.

5
Excellent service at all times. No matter what the issue is, things get resolved fast and easy. Reviewed on: 7th July 2026

Easy to Recommend!

5
I’ve been using PayPal Credit for some time, and find it by far the simplest way to manage credit expenditure. It’s easy to use, and all of the important elements are clear and concise. The communication is also excellent. I’d recommend to anyone, particularly those skeptical of credit. I’ve not looked back since. Reviewed on: 7th July 2026

excellent credit service for only in person shopping

5
excellent credit service for only in person shopping Reviewed on: 7th July 2026

PayPal is my first choice always

5
I have been with PayPal for years and it keeps advancing and making life easier for me. Recently my account was hacked and several hundred was stolen but PayPal intercepted it immediately and returned it. Reviewed on: 7th July 2026

My experience was very good from start to finish it...

5
My experience was very good from start to finish it was an easy process very pleasant was very straightforward even l could do it ‘ would recommend PayPal. credit to my friends and family Reviewed on: 7th July 2026

PayPal credit is so easy and safe to use

5
PayPal credit is so easy and safe to use Reviewed on: 7th July 2026

Good but not perfect getting a physical canes has be...

4
Good but not perfect getting a physical canes has been impossible so far Reviewed on: 7th July 2026

Very reasonable time frames and great customer service

5
Very reasonable time frames and great customer service Reviewed on: 7th July 2026

Transferring money abroad goes smoothly and iconveni...

5
Transferring money abroad goes smoothly and iconvenient for me. Also helps me when buying on line. Easy means . Reviewed on: 7th July 2026

Easily navigated through the procedures of using and...

5
Easily navigated through the procedures of using and paying for goods or services . Well presented and the layout of transactions easy to understand . The type of product such as pay in 3 or credit are a great way to buy more expensive items . Reviewed on: 7th July 2026

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