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PayPal: PayPal Credit reviews

4.90
Based on 109,507 reviews, last reviewed 18th May 2026
2705400% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal credit is really good especially if you want... Pay pal credit is really good especially if you want to buy something and dont have the full cash there. Only thing they could improve on is when your... Read more Reviewed on: 18th May 2026
courtney t's avatar
courtney t

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109508)

PayPal have been quick with disputes

5
PayPal have been quick with disputes Reviewed on: 28th April 2026

Always receive great customer service when ever havi...

5
Always receive great customer service when ever having to contact PayPal. Always feel secure using PayPal to pay for products on line as payments are very well protected against fraud. Reviewed on: 28th April 2026

Extremely convenient.

5
Extremely convenient. I use it to pay for everything online Reviewed on: 28th April 2026

I found PayPal credit very safe and secure.

5
I found PayPal credit very safe and secure.My money is always on my hand. I can pay very easily whenever I want to. Reviewed on: 28th April 2026

Very easy to sign up and to start using the...

5
Very easy to sign up and to start using the service Reviewed on: 28th April 2026

Amazing provider and ease of use

5
Very good provider and easy to use Reviewed on: 28th April 2026

Easy to use

5
Easy to set up, use in various places online and in store. I like the control you get from the App Reviewed on: 28th April 2026

Life saver!

5
Never had any problems and easy to use. Even now have Apple Pay and a card! Saves my life Reviewed on: 28th April 2026

Great experience Happy with offers in paypal credit.

5
Great experience Happy with offers in paypal credit. Reviewed on: 28th April 2026

Simple, safe and transparent

5
Simple easily accessible payment options. Safe secure and transparent. Reviewed on: 28th April 2026

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