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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180906)

Excellent

5
Easy to use. Payments are well worked out to manage. No hidden extras costs. Reviewed on: 7th July 2026

Service of excellence

5
PayPal keeps fraudsters away from my account. For every transaction I make online i use PayPal. PayPal is the only company I trust with my bank account Reviewed on: 7th July 2026

Easy to use and relevant to my needs

5
Easy to use and relevant to my needs Reviewed on: 7th July 2026

Points are great every time you use card

5
Love the fact that I get points every time I use my debit card. It's my primary card now for everyday purchases Reviewed on: 7th July 2026

I use PayPal regularly for online purchases and for...

5
I use PayPal regularly for online purchases and for spreading the cost of purchases. I enjoy the security it provides in protecting personal details. Reviewed on: 7th July 2026

My experience with Paypal

5
I have been using paypal for more than 8 years and during this time, I found it the best way to transfer money, no extra fee and great customer service when I faced any issue. Reviewed on: 7th July 2026

I find paypal such a convenient and easy way to pay...

5
I find paypal such a convenient and easy way to pay and receive money. Paypal credit is excellent when i need to spread the cost over time without interest. It seems to be available more and more as payment options with online retailers which is great. Reviewed on: 7th July 2026

PayPal credit has helped me so much!

4
PayPal credit has helped me so much! Very easy to use and provided some financial security when I felt I didn’t have any. Reviewed on: 7th July 2026

PayPal, Convenience and Protection.

4
PayPal policy and customer service provides straightforward consumer protection. Reviewed on: 7th July 2026

Paypal has made it effortlessly easy and efficient f...

5
Paypal has made it effortlessly easy and efficient for me make and accept payment across numerous platforms Reviewed on: 7th July 2026

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