Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,486 reviews, last reviewed 18th May 2026
2704450% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All staff are professional, calm , ready to listen a... All staff are professional, calm , ready to listen and have good customer services. Reviewed on: 18th May 2026
Olatunde O's avatar
Olatunde O

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (109486)

My go to.

5
like that you are in control of how you.repay any "loans". Also that on.one occasion when I forgot to pay, your team called to make sure my financial circumstances were OK. I like the flexibility. PayPal is.my 1st go to if I need to budget. Reviewed on: 28th April 2026
Sandy Hyden 's avatar
Sandy Hyden

Fabulous Service and Easy To Access

5
It was quick and easy to access the funds and to make payments. I love I get a reminder before the payment is due. I love the most that there is no interest applied. Reviewed on: 28th April 2026
Clare LK's avatar
Clare LK

Easy to use with Paypal credit option

5
Easy to use with Paypal credit option Reviewed on: 28th April 2026
Abhishek's avatar
Abhishek

It has been a pleasure and so easy everything explai...

5
It has been a pleasure and so easy everything explained in proper English nothing complicated Reviewed on: 28th April 2026
rgs design Stenson's avatar
rgs design Stenson

PayPal has been a very helpful tool for me

5
PayPal has been a very helpful tool for me Reviewed on: 28th April 2026
Darren K's avatar
Darren K

I love it

5
I really like PayPal credit, it’s really easy to use, gives great and easy to understand data on when to pay it off as well as different options. They send reminders as well so you don’t miss anything Reviewed on: 28th April 2026
Helen E's avatar
Helen E

No problems always able to navigate the app

5
No problems always able to navigate the app Reviewed on: 28th April 2026
Christine G's avatar
Christine G

Paypal has helped me several times with communicatin...

5
Paypal has helped me several times with communicating with online retailers regarding issues Reviewed on: 28th April 2026
Boss 's avatar
Boss

Convenient and efficient way of doing purchases.

5
Convenient and efficient way of doing purchases. Reviewed on: 28th April 2026
Catherine C's avatar
Catherine C

Customer Service and Website

5
No problems with customer service any queries dealt with efficiently website feels safe and easy to use and see exactly what is going on with your account Reviewed on: 28th April 2026
Mrs j's avatar
Mrs j

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill