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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180905)

Dispute solver

5
An online provider I had cancelled took money from my account 12 months later. After getting nowhere with them I contacted PayPal who resolved the case in favour very quickly. Reviewed on: 7th July 2026

Safe finance

5
I have used PayPal for some years now, I feel safe & secure in their system, any concerns or disputes are dealt with immediately & always customer focused: the introduction of their credit card is the icing on the cake, again a very safe payment option & confidence that I am financially in safe hands Reviewed on: 7th July 2026

It’s easier to buy and pay.

5
It’s easier to buy and pay. No stress, no worries. All flows as it should x Reviewed on: 7th July 2026

Reliable and easy service.

5
Reliable and easy service. App is super easy to navigate and is never confusing Reviewed on: 7th July 2026

Great customer service

5
Great easy set up and so easy to manage payments and also great to get reminders when payment due ..great customer servicev Reviewed on: 7th July 2026

Safe and easy to use

5
Safe and easy to use plus you have there backing should anything go wrong with your purchase. Reviewed on: 7th July 2026

Fab service

5
Have always been happy with my pay pal purchases. Very easy to use and great service. Reviewed on: 7th July 2026

Reliable and useful

5
Easy to use. Reliable and trustworthy. My last resort Reviewed on: 7th July 2026

Safe transactions

5
When using PayPal online For purchases I always feel safe with my money. Their pay in three I use a lot and best thing is no interest. PayPal customer service is second to none. Would highly recommend PayPal. Reviewed on: 7th July 2026

Never had any problems with paypal

5
Never had any problems with paypal Reviewed on: 7th July 2026

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