Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109475 reviews)

View other PayPal products

4.90

Based on 109,475 reviews, last reviewed 18th May 2026

2703900% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good I used it to buy my fridge and phone, life made easy Reviewed on: 18th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (109475)

Paypal is always on your side.

Paypal is always on your side. I’ve had many experiences with businesses that have made getting refunds so difficult, but paypals buyer protection gives me confidence to make online purchases. Paypal credit makes it even easier to protect your money. Reviewed on: 28th April 2026

My experience

I couldn’t understand how is working PayPal+, I don’t understand how can I spend money from this. It is about my experience Reviewed on: 28th April 2026

Highly recommended

Highly recommended and easy to use Reviewed on: 28th April 2026

No problems

Have used paypal for a number of years with no problems. Reviewed on: 28th April 2026

Very good, easy going, won’t let me set up direct de...

Very good, easy going, won’t let me set up direct debit so always seem to miss payments but other than that straight forward, easy to make payments on line when I need something when on 0% percent but think I’m out of that now Reviewed on: 28th April 2026

G4nerally seamless and stress-free

G4nerally seamless and stress-free Reviewed on: 28th April 2026

Great tool to spread cost without interest

I've used PayPal for a long time and PayPal Credit since last year. It's very easy to use and you get clear statements to see what is the status of your transaction each month. It's very useful to have the 4 months interest free period as it helps me to afford thing otherwise difficult. Reviewed on: 28th April 2026

Great service

Any issues ive ever had have been resolved quickly, communication is always great and they do 0% for 4 months which is really helpful Reviewed on: 28th April 2026

Easy to use and helpful interest free options for pa...

Easy to use and helpful interest free options for payments. Reviewed on: 28th April 2026

Good apart from when I missed a payment PayPal rang...

Good apart from when I missed a payment PayPal rang like 10times and all I forgot to do was it send Reviewed on: 28th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Payments
from PayPal 4.91 from 3719 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51804 reviews
Payments
from PayPal 4.91 from 3719 reviews
Credit card
from PayPal 4.90 from 83 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub