Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,728 reviews, last reviewed 18th May 2026
2715650% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good helps me a lot and I've told all my freidn... Very good helps me a lot and I've told all my freidns and family Reviewed on: 18th May 2026
LT's avatar
LT

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (109728)

A very difficult task trying to lower credit limits...

2
A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and explain why I want to lower my limit it is not really a good thing. Surely lowering a limit should be a few clicks and not an explanation and questions. Increasing limit, fine. But lowering awful. To me it looks like they are trying to trap people into higher limits. Reviewed on: 29th April 2026
Danimal's avatar
Danimal

I am expecting more attractive interface of apps.

5
I am expecting more attractive interface of apps. Also when i make my credit card payment it collects money after 2/3 days but it would be great if you cut the money immediately. Reviewed on: 29th April 2026
Sabbir 's avatar
Sabbir

Such a great option to have for payments.

5
Such a great option to have for payments. Feels very safe and secure. Easy to make payments without having to enter payments details every time. Just amazing. Reviewed on: 29th April 2026
Shahid's avatar
Shahid

Pays stuff with minimum fuss at checkouts.

5
Pays stuff with minimum fuss at checkouts. Love it when a store has a PayPal option as it’s so quick to get finished. Reviewed on: 29th April 2026
Mark p's avatar
Mark p

Flexible and dependable when I need it

5
Flexible options to pay without interest when I’ve needed to make money stretch until pay day. Reviewed on: 29th April 2026
M K 's avatar
M K

Easy to use and secure method for purchases

5
Easy to use and secure method for purchases Reviewed on: 29th April 2026
Baljit C's avatar
Baljit C

Really useful for when you need a little credit, als...

5
Really useful for when you need a little credit, also great and reasonable,on the interest, I use PayPal often and ive no complaints about the service whatsoever Reviewed on: 29th April 2026
MR D's avatar
MR D

Its has been good so far and very helpful.

5
Its has been good so far and very helpful. Reviewed on: 29th April 2026
Anthonia U's avatar
Anthonia U

Have been a customer on PayPal for many years excell...

5
Have been a customer on PayPal for many years excellent service cannot complain will highly recommend Reviewed on: 29th April 2026
Ellie 's avatar
Ellie

Really great experience with paypal, Give Me confide...

5
Really great experience with paypal, Give Me confidence to spend whenever I want and easy to use app and very easy steps and enough time to pay back Reviewed on: 29th April 2026
Danyal Mehmood's avatar
Danyal Mehmood

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill