Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180916 reviews)

View other PayPal products

4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180916)

Excellent and reliable payment system

Excellent and reliable payment system Reviewed on: 7th July 2026

I’ve had a very positive experience using PayPal Cre...

I’ve had a very positive experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases. Managing my account is easy through the PayPal app and website, with clear information about balances, payments, and due dates. Payments are processed smoothly, and I appreciate the flexibility it provides when budgeting for purchases. Customer service has also been helpful whenever I’ve needed assistance. Overall, PayPal Credit has been a reliable and convenient financial tool, and I would happily recommend it to anyone looking for a flexible payment option. Reviewed on: 7th July 2026

Constant sms verification is sometimes unnecessary

Constant sms verification is sometimes unnecessary Reviewed on: 7th July 2026

Easy to use PayPal

Easy to use good customer service Reviewed on: 7th July 2026

It's always there to pay for the services I use whil...

It's always there to pay for the services I use while I sort out my finances. Reviewed on: 7th July 2026

I found paypal credit extremely easy to use and the...

I found paypal credit extremely easy to use and the process was efficient from start to finish. Reviewed on: 7th July 2026

An excellent tool to assisting me with my finances

Love being able to pay for things over time in a steady way that I would have otherwise been unable to have. I love the security I have buying with Paypal and the ease of seeing where I am at with my payments. I have complete trust in Paypal, love the platform. A excellent tool in helping me navigate my financial world. Reviewed on: 7th July 2026

Easy to use and credit interest free

Easy to use and credit interest free Reviewed on: 7th July 2026

Simple quick transactions even small amounts can be...

Simple quick transactions even small amounts can be added Reviewed on: 7th July 2026

Been with PayPal for over 20yrs for various purchase...

Been with PayPal for over 20yrs for various purchases been very useful... Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101102 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub