Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109772 reviews)

View other PayPal products

4.90

Based on 109,772 reviews, last reviewed 18th May 2026

2717750% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

really helps I have been able to finish my kitchen and do bits of hokiday shopping for my kids using the pay in 4 months interest free method which has really help... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (109772)

Any time I use PayPal it’s easy, sufficient and conv...

Any time I use PayPal it’s easy, sufficient and convenient. Reviewed on: 29th April 2026

Experience with PayPal credit

I've used paypal credit for purchases exceeding £350 and it was quite useful to breakdown the purchases into manageable monthly payment plans. It is also available as a checkout option at a number of retail outlets. Reviewed on: 29th April 2026

Very good app

The customer service need to understand more to deal with a problem Reviewed on: 29th April 2026

Just happy

I just like the way everything is working and I never had problems with you Reviewed on: 29th April 2026

A very manageable way to borrow & repay for larger e...

A very manageable way to borrow & repay for larger expenses without feeling the pain! Have been using for years and is always my go-to rather than other avenues. Reviewed on: 29th April 2026

Easy to use

Easy to use, secure and have dealt with a few rouge traders with refunds. 100% confident in their convenient way to pay and various pay options. Reviewed on: 29th April 2026

The right choice

I have that extra bit of confidence in my transactions knowing that PayPal has my back. Any issues and they are there to help you. From arbitration, mediation and reclamation. It’s a safety net I wouldn’t be without in today’s financial minefield. Reviewed on: 29th April 2026

I love using PayPal, it gives you security against f...

I love using PayPal, it gives you security against fraudsters and is so easy to use customer service was excellent when I called, knowing I am covered when buying is a great relief Reviewed on: 29th April 2026

Always a seamless experience

Never had any issues with PayPal always a seamless experience Reviewed on: 29th April 2026

I've used PayPal since virtually day one.

I've used PayPal since virtually day one. They have always been first class and never let me down. They are reliable, fair and have expanded the service as my needs have changed. I now have physical PayPal cards, credit and banking services. Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Better Off Calculator
from Policy in Practice 4.78 from 495 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51921 reviews
Payments
from PayPal 4.91 from 3719 reviews
Credit card
from PayPal 4.90 from 83 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub