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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180918)

Simple, easy to navigate around the app and plenty o...

5
Simple, easy to navigate around the app and plenty of options for payments. I love the interest free options and pay in 3 is perfect for my needs. Reviewed on: 7th July 2026

Great how easy it is to use and helps spread the cos...

5
Great how easy it is to use and helps spread the cost of bigger purchases. Reviewed on: 7th July 2026

Great service

5
Have used paypal for years and never had any issues. Great service. Reviewed on: 7th July 2026

Convenient, unlimited spread of payment over £100,...

5
Convenient, unlimited spread of payment over £100, good resolution process Reviewed on: 7th July 2026

PayPal credit is a no brainer.

5
PayPal credit is a no brainer. Interest free for months at no cost. Reviewed on: 7th July 2026

PayPal gives you peace of mind

5
I love PayPal as it gives you peace of mind when making purchases big or small. Whenever I have had any issues like missing deliveries or even late deliveries, problems with refunds not being made on time they have always assisted and helped me get a positive outcome. Reviewed on: 7th July 2026

Never had an issue!

4
Never had an issue! Easy to use, more places take it now. I find it a safe option. Reviewed on: 7th July 2026

I use PayPal all the time I love the Pay in 3 and th...

5
I use PayPal all the time I love the Pay in 3 and the credit options just so easy to use. Reviewed on: 7th July 2026

Use PayPal if its available for my purchase It’s sea...

5
Use PayPal if its available for my purchase It’s seamless and secure PayPal is very mindful of their clients security Reviewed on: 7th July 2026

Excenllent service

5
They have Brillant with monthly payments fromnstart to finish . When paying for things for easy to do . Pay in three has mean ive been able afford tools for work and make money to provide for family . Reviewed on: 7th July 2026

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