Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180904 reviews)

View other PayPal products

4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180904)

Flexible borrowing

PayPal credit allows you to purchase high price items like washing machines giving you 4 months interest free time to pay off. Reviewed on: 7th July 2026

Very flexible and useful.

Very flexible and useful. I love PayPal Reviewed on: 7th July 2026

Great, use as I feel the payments are protected

Great, use as I feel the payments are protected Reviewed on: 7th July 2026

Can’t fault it

It runs smooth. Easy to use and just works how it should Reviewed on: 7th July 2026

PayPal Credit is an absolute lifesaver

I applied for PayPal credit and I was accepted which has come in handy as I was awaiting inheritance but needed to get this in sooner, having PayPal credit has allowed me to order the things I need and pay within 4 months with 0% interest which is rare these days, or even over instalments if needed. It’s good to know there is multiple ways to pay back any of your PayPal credit limit. Reviewed on: 7th July 2026

Always great service

Always great service Never any issues, easy to use Reviewed on: 7th July 2026

PayPal credit builds purchasing confidence

PayPal credit has made it easier and a lot safer for me to make online payments, it’s reduced my hesitation to almost zero percent. I highly recommend Reviewed on: 7th July 2026

Pay pal is convenient to use

Easy to pay in 3 instalments when paying by pay pal. Easy to contact customer services if there is a problem with a transaction Reviewed on: 7th July 2026

PayPal credit is the best

PayPal credit is the best thing ever especially when you haven’t got the funds straight away to pay for something Reviewed on: 7th July 2026

Never any issues

Never any issues, app is easy to use, everything is clear ans easy to understand, dont knowcwhy anyone wouldnt use PayPal Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101095 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub