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PayPal: PayPal Credit reviews

4.90
Based on 109,463 reviews, last reviewed 18th May 2026
2703350% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of mind! I have used PayPal for many years now and have done so for easy transactions and for security. Peace of mind! Reviewed on: 18th May 2026
Lee T's avatar
Lee T

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109463)

Great customer service

4
Very good service, quick and easy. Customer service is very responsive and helpful Reviewed on: 28th April 2026

Excellent.

5
Excellent. They are very patient with their customers Reviewed on: 28th April 2026

great service any issues I have had they have always...

5
great service any issues I have had they have always been able to solve them Reviewed on: 28th April 2026

Cracking app and in wallet too!

5
Cracking app and in wallet too! pay in 3 is awesome Reviewed on: 28th April 2026

Easy to use and manage credit

5
Easy to use and manage credit, very good app, and just one login needed when spending online Reviewed on: 28th April 2026

No issues since joined 20 years ago

5
No issues since joined 20 years ago Reviewed on: 28th April 2026

I’ve used PayPal Credit for several online purchases...

5
I’ve used PayPal Credit for several online purchases, and overall it’s been a convenient way to spread out payments. The application process was quick, and the integration with my PayPal account made checkout simple. Reviewed on: 28th April 2026

Easy way to pay and very safety payment option

5
Easy way to pay and very safety payment option Reviewed on: 28th April 2026

Excellent Company

5
I have been with PayPal since they established and are still my preferred payment method. Any issues with fraud, not as described are resolved quickly. Highly recommend. Reviewed on: 28th April 2026

Easy to navigate the PayPal app , I have enjoyed usi...

5
Easy to navigate the PayPal app , I have enjoyed using PayPal for many years without any hiccups and I presume I will for many more Reviewed on: 28th April 2026

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