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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,454 reviews, last reviewed 18th May 2026
2702950% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good flexible payment option I’ve had a good experience using PayPal Credit so far. It’s been convenient for spreading payments and the application process was straightforward. Th... Read more Reviewed on: 18th May 2026
Khateeb's avatar
Khateeb

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109454)

I have been using PayPal for a decade now and have g...

5
I have been using PayPal for a decade now and have grown with it. It’s an engine of innovation and great customer service. Thank you! Reviewed on: 28th April 2026
Marianna N's avatar
Marianna N

Always good all the time

5
Always good all the time. No issues and easy to pay Reviewed on: 28th April 2026
scott mckinlay's avatar
scott mckinlay

They just humans being!

5
They just humans being! Not like others greedy! Reviewed on: 28th April 2026
Dominik B's avatar
Dominik B

The system is user friendly and has a lot of great f...

5
The system is user friendly and has a lot of great features that make it easy to navigate. Reviewed on: 28th April 2026
AO's avatar
AO

PayPal credit is really easy and straight forward to...

5
PayPal credit is really easy and straight forward to use and great to pay off in instalments Reviewed on: 28th April 2026
Nicolle Aiston's avatar
Nicolle Aiston

I havent had to communicate with customer service so...

4
I havent had to communicate with customer service so cant reallt comment Reviewed on: 28th April 2026
Rhiannon 's avatar
Rhiannon

Reliable and trustworthy

5
I have been have PayPal for years, reliable and trustworthy. Reviewed on: 28th April 2026
MR's avatar
MR

Great service.

5
Great services and easy to navigate. Reviewed on: 28th April 2026
Cosmin T's avatar
Cosmin T

4 months interest free is a life saver for me.

5
4 months interest free is a life saver for me. Reviewed on: 28th April 2026
Khaled A's avatar
Khaled A

It works.

4
It works. I have not and a single issue with payments using it. Reviewed on: 28th April 2026
Conor's avatar
Conor

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