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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180902 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180902)

Convenient and easy to use .

Convenient and easy to use . The regular communications on upcoming payments are excellent and if you don’t want to set up a direct debit it’s easy to make your monthly payments via the App. Reviewed on: 7th July 2026

Good customer service

Always received rapid response to any queries or disputes Reviewed on: 7th July 2026

The flexibility of PayPal is unbeatable !

PayPal has been core to my financial transactions for over 10 years, and the added incentive is that PayPal has invested in new processes and technology. PayPal offers conplete flexibility of payments which other providers do not ; with every purchase transaction I'm able to decide whether to use my own debit and credit cards or PayPal 3in1 or PayPal credit , often with interest free offers . That flexibility is unbeatable. Reviewed on: 7th July 2026

Easy to use and low cost.

Easy to use and low cost. Available for most websites. Easy to manage Reviewed on: 7th July 2026

I think it totally reliable it means we can have thi...

I think it totally reliable it means we can have things earlier against waiting to save they also inform us a pay ment is due on a certain date I am very pleased to use this credit I have found it a great help Reviewed on: 7th July 2026

Easiest way to pay for things

I have been using PayPal for some years and the offer has constantly improved and is compellingly easy to use and just makes sense when comparing to other payment methods Reviewed on: 7th July 2026

Always able to communicate with PayPal

Always able to communicate with PayPal Reviewed on: 7th July 2026

Convenience of just using one service to pay for eve...

Convenience of just using one service to pay for everything Reviewed on: 7th July 2026

Nice and easy way to pay.

I used it a few times. it is no different than using PayPal normally apart from you don't pay it straight away and there may be interest fees. It’s not hard to pay off if you pay extra on top of the minimum fee. Reviewed on: 7th July 2026

Easy to use, efficient, makes my life easier

Easy to use, efficient, makes my life easier Reviewed on: 7th July 2026

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