Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180899 reviews)

View other PayPal products

4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180899)

I find PayPal credit very easy to use.

I find PayPal credit very easy to use. I am notified each time I make a payment on credit and when I am due to make repayments. Its super easy.. i can also track what i have paid or bought through the app. I havent needed to contact them for any reason. Reviewed on: 7th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and being able to spread the cost of purchases has been really helpful. The account is easy to manage, payments are simple to make, and everything is clearly explained. Overall, it’s a convenient and reliable service that I would recommend to anyone looking for flexible payment options. Reviewed on: 7th July 2026

Love PayPal and would recommend to all friends and f...

Love PayPal and would recommend to all friends and family Reviewed on: 7th July 2026

Easily approved within minutes.

Easily approved within minutes. Allowing purchase of a product with a welcome discount t from PayPal Reviewed on: 7th July 2026

Good range of services.......

Always provide quick responses and resolution to any queries. Good range of secure services available Reviewed on: 7th July 2026

I have always found PayPal easy to use been using Pa...

I have always found PayPal easy to use been using PayPal for years I also like the security measures they have put in place Reviewed on: 7th July 2026

Excellent service

Bought goods at Xmas and was able to pay back over 3 months without any interest. It helped me manage my money. Reviewed on: 7th July 2026

Best choice for purchases.

I use paypal for most of my purchases,i feel it to be the safest option.I am able to spread the cost of purchases in either smaller amounts or with paypal credit.The customer service is also exemplary.I feel secure when using paypal. Reviewed on: 7th July 2026

Easy, Reliable and Flexible.

I have used PayPal credit for several years and more recently the Paypal credit card. I've found it an easy and flexible method of payment that helps me budget monthly and manage cashflow effectively. Recommended. Reviewed on: 7th July 2026

Does what it says on the tin.

Does what it says on the tin. Simple to use and meets my requirements Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101095 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub