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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180897 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180897)

safe and reliable

PayPal is always safe and reliable with easy setup of the direct debit to give peace of mind regarding the paying off of the credit. Reviewed on: 7th July 2026

Making my life easier

During times of need, I used PayPal to help me get what I needed by using the Pay in 3 option. It was quick, convenient, and much easier than using my bank card for payment. Their customer service has also been excellent. They were always friendly, professional, and incredibly helpful whenever I needed assistance. Thank you for making my life easier, I would and do recommend PayPal, but it seems everyone has it anyway! Reviewed on: 7th July 2026

Interest free is great and it allows me to be flexible.

Interest free is great and it allows me to be flexible. Security on my credit is good but it is not easy to give security authorisation.i did two transactions back to back and security stopped the second which was great as it wanted to make sure it wasn’t fraud. Even when I confirmed it was me I was unable to proceed with the transaction. So had to use an alternative payment method. Reviewed on: 7th July 2026

Been using PayPal since 2003 highly rate them any is...

Been using PayPal since 2003 highly rate them any issues with buyers and sellers have always been sorted out great communication and my number 1 payment online for goods also the recent introduction of pay in .3 and credit pay are very well operated features just can’t fault the overall service Reviewed on: 7th July 2026

I know i can trust paypal.

I know i can trust paypal. I have used customer service a couple of times over the years and they sorted my query Reviewed on: 7th July 2026

Great company

Payment system so easy and very well monitored. Any difficulties their customer service steps in and gives assistance where required. Reviewed on: 7th July 2026

Been using PayPal credit for years, Super easy to us...

Been using PayPal credit for years, Super easy to use and has 0% payback when items paid in full within time. Reviewed on: 7th July 2026

Their app is so easy to use and it enables you to sc...

Their app is so easy to use and it enables you to schedule a payment before the due date. Reviewed on: 7th July 2026

Highly recommend

Every time I've used the service it's been easy and straightforward. Customer service is great and accessing services is easy Reviewed on: 7th July 2026

Simple, clear cut and easy.

Simple, clear cut and easy. I used PayPal credit to buy a sofa, I was able to apply quickly, got a response and then paid it off in a few months. The app is easy to use, payments easy to make so I was pleased with my experience! Reviewed on: 7th July 2026

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