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PayPal: PayPal Credit reviews

4.90
Based on 109,428 reviews, last reviewed 17th May 2026
2701650% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and affordable . Very easy to use and affordable . I will recommended to everyone Reviewed on: 17th May 2026
Shahrzad's avatar
Shahrzad

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109428)

Quick to resolve any issues, convenient sending mone...

5
Quick to resolve any issues, convenient sending money to family abroad and always quick to respond when needed. Reviewed on: 28th April 2026

A safe and easy way to pay.

5
A safe and easy way to pay. Really good customer service and never had a problem Reviewed on: 28th April 2026

Really simple application processes for finance opti...

5
Really simple application processes for finance options. Flexible payment terms and 0% interest promotional periods are excellent. Makes paying for goods and having a nice lifestyle more achieveable. I always use paypal wher epossible for online purchases as i know my money is safe and if anything goes wrong it will get sorted quickly. Reviewed on: 28th April 2026

PayPal benefits

5
Always great to use this service and its benefits Reviewed on: 28th April 2026

Great app that offers security

5
Easy to use service that offers security Reviewed on: 28th April 2026

Fabulous paypal

5
Have used PayPal for years and love the service they offer, they have evolved over the years which is brilliant Reviewed on: 28th April 2026

I decided to use PayPal credit

5
I decided to use PayPal credit when I needed to purchase an urgent car part but did not have the funds to hand immediately. I find them to have very good customer service and payment options Reviewed on: 28th April 2026

Simple and easy to use.

5
Simple and easy to use. It doesn't require you to think too much to know how to use it. I'll recommend it to anyone looking for something simple and easy to use. Reviewed on: 28th April 2026

Paypal for ease and protection

5
PayPal credit gives me the freedom to make purchases with protection and time to pay for my purchases. Convenient and simple. Reviewed on: 28th April 2026

Positive review

5
Very good services, never had any issues and the app is simple to use. Reviewed on: 28th April 2026

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