Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,399 reviews, last reviewed 17th May 2026
2700200% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always a smooth transaction Always a smooth transaction. I really like the pay in 3 option. Reviewed on: 17th May 2026
Lucy B's avatar
Lucy B

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (109399)

Widespread financial service with many options to ch...

5
Widespread financial service with many options to choose Reviewed on: 28th April 2026
TS's avatar
TS

Fantastic support and easy to use

5
Fantastic support and easy to use Reviewed on: 28th April 2026
Hamza Nassar's avatar
Hamza Nassar

I’ve had a positive experience using Paypal.

5
I’ve had a positive experience using Paypal. I can make payments anywhere in the world and appreciate the pay in 3!interest free system. Reviewed on: 28th April 2026
Arianne S's avatar
Arianne S

It’s been really flawless in its usability.

5
It’s been really flawless in its usability. Always available and really useable Reviewed on: 28th April 2026
James W's avatar
James W

Excellent

5
Using PayPal for few years and there service is very good. Reviewed on: 28th April 2026
Cassandra's avatar
Cassandra

PayPal Credit is handy for spreading payments, espec...

5
PayPal Credit is handy for spreading payments, especially with interest-free periods on larger purchases. It’s easy to use at checkout, but high interest can kick in if you don’t pay on time. Reviewed on: 28th April 2026
O N's avatar
O N

Great card to have!

5
Always easy to contact if there's a problem. Always easy to use Reviewed on: 28th April 2026
Kim M's avatar
Kim M

Always had a positive experience and found all staff...

5
Always had a positive experience and found all staff very helpful. Enjoy having PayPal as one of my accounts Reviewed on: 28th April 2026
David Patterson 's avatar
David Patterson

PayPal is so easy to use and extremely useful for pa...

5
PayPal is so easy to use and extremely useful for paying for items in total confidence Reviewed on: 28th April 2026
Philip M's avatar
Philip M

Any issues it’s sorted straight away I’m very happy

5
Any issues it’s sorted straight away I’m very happy Reviewed on: 28th April 2026
Beverleyschirinzi@gmail.com's avatar
[email protected]

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill