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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180894)

Always reliable, excellent reassurance and backup.

5
Always reliable, excellent reassurance and backup. Reviewed on: 7th July 2026

Its so easy to use, you know where you are every ste...

5
Its so easy to use, you know where you are every step of the way and no suprise charges. Easy to make payment aswell as extra payments out of the normal schedule and never an issue . Reviewed on: 7th July 2026

Reliable, Secure and Flexible! Highly Recommended!

5
I've been using PayPal for years, and I honestly can't imagine shopping online without it. It's incredibly easy to use, fast, and, most importantly, it gives me peace of mind knowing my payments are secure. Whether I'm buying from a well-known retailer or a smaller business, I always feel more confident when I see PayPal as a payment option. One of my favourite features is the ability to spread the cost of larger purchases with monthly payments. It makes managing my budget so much easier without having to compromise on the things I need. The application process is straightforward, and I love having the flexibility to pay over time when it suits me. I've also had a great experience with PayPal's customer service whenever I've needed assistance. The team has always been friendly, professional, and quick to resolve any issues. For me, PayPal is much more than just a payment method—it's a service I genuinely trust. It combines convenience, security, and financial flexibility in a way that makes everyday shopping much easier. I recommend it to friends and family whenever I get the chance, and I'll definitely continue using it for years to come. Reviewed on: 7th July 2026

New PayPal Credit user..

4
I have recently started to use PayPal Credit having been a customer for years. Very happy with the service and security that it provides. Reviewed on: 7th July 2026

A time honoured company .

5
Always had great service using PayPal, have used them for over 10 years and would recommend to any of my friends. Reviewed on: 7th July 2026

very good service no problems in all parts

5
very good service no problems in all parts Reviewed on: 7th July 2026

Paypal Credit just suits my lifestyle!

5
Paypal Credit is so flexible and backed up by excellent customer service. This product package just suits my lifestyle! Reviewed on: 7th July 2026

S & S. safe & simple way to pay

5
It’s a very simple transaction and alot safer way to pay fir my items Reviewed on: 7th July 2026

Using PayPal for years .

5
Using PayPal for years . Happy with the service Reviewed on: 7th July 2026

Can’t fault the reminder and email system’s in place...

5
Can’t fault the reminder and email system’s in place to ensure individual responsibility when trying to keep up with busy life and business Reviewed on: 7th July 2026

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