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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180890)

Very useful and easy to set up.

5
Very useful and easy to set up. Been using PayPal for years, like the protection they offer Reviewed on: 7th July 2026

Great choice of payment options.

5
Great choice of payment options at checkout. Widely available on most sites. Excellent customer service if needed. Provides security and privacy at checkout. Easy to setup and use. Helps with budgeting and planning. Reviewed on: 7th July 2026

Great service, no complaints easy to use.

5
Great service, no complaints easy to use. Staff always helpful if i have any queries. Reviewed on: 7th July 2026

Excellent

5
Never had a bad experience. Process always smooth, hassle free and fast. Reviewed on: 7th July 2026

Excellent usefull, perfect for everyone

5
Excellent usefull, perfect for everyone Reviewed on: 7th July 2026

PayPal has always been my favourite way to pay with...

5
PayPal has always been my favourite way to pay with so many options! now they've made a card as well. Its safe, its clear and repayment options are so flexible! Reviewed on: 7th July 2026

Ive used paypal for over 20 years and it has been so...

5
Ive used paypal for over 20 years and it has been so handy with things like pay in 3 or 4 months 0% interest on purchases, really handy to balance the cash flow. Reviewed on: 7th July 2026

Does what it says on the tin.

5
Does what it says on the tin. No fuss easy to use and always helpful Reviewed on: 7th July 2026

Great service and excellent customer service

5
Great service and excellent customer service Reviewed on: 7th July 2026

PayPal credit helps build credit while giving more t...

5
PayPal credit helps build credit while giving more time to pay for things, weather it’s £20 or £2000 it’s a great way to split payments up Reviewed on: 7th July 2026

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