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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,363 reviews, last reviewed 17th May 2026
2698500% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use in browser etc, really good security. Very easy to use in browser etc, really good security. Good credit limits and accepted by many retailers Reviewed on: 17th May 2026
Higgs's avatar
Higgs

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109363)

A 40 year love affair with PayPal.

5
PayPal has consistently offered a cost effective, reliable, dependable online finance transfer service. It's the only additional financial service I use, along with the online services offered by my bank. It is safe and totally secure. I've used it for nearly 40 years and am not tempted to use other services. Reviewed on: 28th April 2026
Annia S's avatar
Annia S

Quick and easy to apply.

5
Quick and easy to apply. the pay in three is especially useful for larger purchases. Reviewed on: 28th April 2026
sassiyogi's avatar
sassiyogi

Paypal is easy to use

5
Paypal is easy to use with the app and when I've had issues with my account it has always been sorted quickly. Reviewed on: 28th April 2026
Haze's avatar
Haze

Always very quick.

5
Always very quick and problem free. Reviewed on: 28th April 2026
Zilresarf's avatar
Zilresarf

When I’ve had a problem with an item And not able to...

5
When I’ve had a problem with an item And not able to contact the retailer, they have been extremely help to me . Reviewed on: 28th April 2026
Kim H's avatar
Kim H

Easy to use and to deal with.

5
Easy to use and to deal with. It’s like having another physical credit card on my Apple Pay Reviewed on: 28th April 2026
Exsaman's avatar
Exsaman

Always put me 1st when a dispute happens

5
Always put me 1st when a dispute happens Reviewed on: 28th April 2026
EDEN's avatar
EDEN

PayPal are fair

5
PayPal always comes through and fair, I’ve never had any problems Reviewed on: 28th April 2026
Carl D's avatar
Carl D

Been using it from the start and it offers more and...

5
Been using it from the start and it offers more and more over time keep goong Reviewed on: 28th April 2026
Neil v's avatar
Neil v

you should be alert to how the debt accumulates

4
you should be alert to how the debt accumulates Reviewed on: 28th April 2026
philip gargan's avatar
philip gargan

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