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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180886 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180886)

Quick easy,good interest rates, repeat transactions...

Quick easy,good interest rates, repeat transactions easy setup Reviewed on: 7th July 2026

Good overall experience for business and personal uses.

Good overall experience for business and personal uses. It allowed secure international purchasing and peace of mind once steps completed correctly for transaction Reviewed on: 7th July 2026

The Brilliant PayPal Pay in 3!!

I have used PalPal for years and have started using PayPal Pay in 3 and PayPal credit, there has never been an issue and it is so easy to set up. The payments are taken automatically which means I spend, set up pay in 3 and sit back. Nothing else to worry about. Reviewed on: 7th July 2026

Great service

Very good and reliable service. PayPal allows me to pay for things with confidence. By using their service I know I am protected. Reviewed on: 7th July 2026

always available to help, great customer service, al...

always available to help, great customer service, always easy to resolve issues Reviewed on: 7th July 2026

Good all round service, a handy way to pay for goods.

Good all round service, a handy way to pay for goods. Not impressed with the Ai help centre but when you get through to a real person on the phone it’s a better experience. Reviewed on: 7th July 2026

Easy and safe.

Easy and safe. Problems dealt with quickly. Very good service. Reviewed on: 7th July 2026

Just been a good experience that I cannot complain a...

Just been a good experience that I cannot complain about Reviewed on: 7th July 2026

Flexible and reliable service

I’ve found PayPal to be really easy to use, and it’s become one of my favourite ways to pay online. I especially like the PayPal Credit feature, which offers 0% interest for 4 months on purchases over £100. It gives me the freedom to spread the cost of larger purchases and makes budgeting much easier. The app is simple, secure, and convenient, and I’ve always had a positive experience using it. I’d definitely recommend PayPal to anyone looking for a flexible and reliable payment service. Reviewed on: 7th July 2026

0% interest for 4 months plus Instant refund on PayPal

0% interest for 4 months is great. Also Refunds via PayPal are almost instant which is better than the majority of other card providers. Reviewed on: 7th July 2026

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