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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180886)

Great way to pay for goods, very easy to use, and th...

5
Great way to pay for goods, very easy to use, and the site is easy to navigate Reviewed on: 7th July 2026

Fantastic

5
My experience is extremely positive, I’ve always felt safe when making purchases via PayPal because of the excellent customer service Reviewed on: 7th July 2026

I've been a PayPal customer for over 15 years, and t...

5
I've been a PayPal customer for over 15 years, and throughout that time I've consistently received excellent service. Whenever I've had an issue with a payment or a product purchase, their customer service team has always been helpful, professional, and quick to resolve the matter. What I value most is the peace of mind that PayPal provides when making purchases online. Their buyer protection and dispute resolution processes have always been straightforward, and on the rare occasions I've needed assistance, they have dealt with my concerns fairly and efficiently. After more than 15 years of using the platform, I can confidently say that PayPal has been a reliable and trusted payment service. I wouldn't hesitate to recommend them to anyone looking for a secure and dependable way to make payments online Reviewed on: 7th July 2026

Very good, credit limit and options for buy now pay...

5
Very good, credit limit and options for buy now pay later. Reviewed on: 7th July 2026

great service

5
easy to use and great for security several options to pay Reviewed on: 7th July 2026

I have been a PayPal user for years and I love it.

5
I have been a PayPal user for years and I love it. Never had any issues, and anytime I’ve needed help I just call and they are so helpful without any stress. Reviewed on: 7th July 2026

Cool beans

5
Never had a problem sofar. Always on the ball. Reviewed on: 7th July 2026

Great experience

5
Just find PayPal easy to use. Life is so busy these days! Reviewed on: 7th July 2026

PayPal Credit has allowed me to spread the cost of l...

5
PayPal Credit has allowed me to spread the cost of large purchases easily and with no interest. It's helped me build a good habit in terms of managing my money and has massively boosted my credit score, so always happy to recommend it! Reviewed on: 7th July 2026

No 1 way 2 pay

5
When i buy online i always check first if i can pay via PayPal, if it's not an option I wont buy the item. I have always used PayPal and found them.to be easy, understanding when Ive had an issue and above all else...safe to use. I am in my late 60's and have peace of mind using PayPal for all my purchases. PayPal credit is also a favourite when needing to purchase an expensive item at Christmas or birthdays. Safe, Trustworthy and Secure my number 1 way to pay. Reviewed on: 7th July 2026

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