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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109315 reviews)

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4.90

Based on 109,315 reviews, last reviewed 17th May 2026

2696350% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I HAD REALLY GOOD EXPERIENCE WITH BY SOMETHING WITH... I HAD REALLY GOOD EXPERIENCE WITH BY SOMETHING WITH PAYPAL, FAST AND SIMPLE TO DO CHECKOUT WITH PAYPAL. Reviewed on: 17th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109315)

Easy and trouble free

Easy and trouble free. Was able to use for different retailers Reviewed on: 28th April 2026

Didn't get my refund

Excellent but watch who you purchase from as PayPals usual water tight payment protection does not always cover your transactions for example where they have tie-ups with third party companies such as Wowcher where some transactions are not covered by PayPal policy Reviewed on: 28th April 2026

Have been using PayPal for many years and never had...

Have been using PayPal for many years and never had a problem and if you do, helpline is always there :) Reviewed on: 28th April 2026

Great Company

Have been with the service for quite a while. Have never had a problem once. They're are great at remining you gently about payments. Great company. Reviewed on: 28th April 2026

Horrible!

The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026

PayPal had made my job as carpenter more easy

PayPal had made my job as a carpenter more easy to buy new tools and be able to take on bigger jobs Reviewed on: 28th April 2026

Amazing when I need it it’s easy to use and I can ke...

Amazing when I need it it’s easy to use and I can keep a track on everything Reviewed on: 28th April 2026

I have used pay in 3 multiple times with no issue.

I have used pay in 3 multiple times with no issue. I also use PayPal whenever I am unsure about a purchase as they are amazing when removing funds Reviewed on: 28th April 2026

PayPal is a safe, reliable and effective way to purc...

PayPal is a safe, reliable and effective way to purchase on line. Reviewed on: 28th April 2026

Great service and options, and very flexible.

Great service and options, and very flexible. Reviewed on: 28th April 2026

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