Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180883 reviews)

View other PayPal products

4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180883)

Very reasonable interest rate and excellent customer...

Very reasonable interest rate and excellent customer service. Reviewed on: 7th July 2026

I have used PayPal for over 20 years and never had a...

I have used PayPal for over 20 years and never had an unresolved issue in all that time.I also use the pay in 3 payments options a lot and find this a very helpful option. I would recommend PayPal to my friends and family because I think they offer very good value and a very good service. Reviewed on: 7th July 2026

I should rate excellent throughout.

I should rate excellent throughout but I haven’t had cause to ask questions as everything runs so smoothly with excellent access. so can’t truly comment on communication scoring. Reviewed on: 7th July 2026

PayPal is great.

I've been using PayPal for years it's easy to use and offers great credit options with pay-in-three and PayPal credit giving you even longer to pay. I've never had any issues. Reviewed on: 7th July 2026

Easy access 24/7 , I use PayPal as often as I can ,...

Easy access 24/7 , I use PayPal as often as I can , security and protection is important , PayPal takes customers protection to a high level Reviewed on: 7th July 2026

Very seamless and non problematic.

Very seamless and non problematic. Allows extra time to pay for larger purchases. Such a great service to have and very easy to track and the option for a four month interest free really takes the pressure off. This has helped in every day life and reduced the stress greatly. Reviewed on: 7th July 2026

PayPal user for years!.

I have used PayPal for years and so far I have great confidence in their ability to handle my money securely and to offer an excellent service! Reviewed on: 7th July 2026

Quick purchase and flexibility of payment

Quick purchase and love the option that my purchases could go for 4 months payment plan without interest. Reviewed on: 7th July 2026

Easy to use and understand.

Easy to use and understand. Reliable service Reviewed on: 7th July 2026

Pay pal credit is convenient and secure way to do on...

Pay pal credit is convenient and secure way to do online transaction's. With everything in one place and great payment options. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101084 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub