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PayPal: PayPal Credit reviews

4.90
Based on 109,281 reviews, last reviewed 17th May 2026
2694950% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The reward programme is relevant and attractive. The reward programme is relevant and attractive. Reviewed on: 17th May 2026
Jason H's avatar
Jason H

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109281)

Flexible and cost effective finance, user friendly a...

5
Flexible and cost effective finance, user friendly app and good customer service Reviewed on: 28th April 2026

They provide a great service without any sales pitch.

5
They provide a great service without any sales pitch. Reviewed on: 28th April 2026

PayPal is my pal

5
Very easy to use and manage. Simply lovely Reviewed on: 28th April 2026

Ive always felt safe when using this wonderful servi...

5
Ive always felt safe when using this wonderful service and very happy with customer service and how easy how easy it is to use Reviewed on: 28th April 2026

Great company

5
It makes payments easy to both keep track of, and to pay by. Reviewed on: 28th April 2026

Easy finamce availabe with clear repay methods

5
Easy finamce availabe with clear repay methods Reviewed on: 28th April 2026

easy to use

4
always reminds me when i need to pay easy to access Reviewed on: 28th April 2026

Never any problems with PayPal.

5
Never any problems with PayPal. Easy to use and easy to find everything. Reviewed on: 28th April 2026

Smooth and secure PayPal transaction.

5
Smooth and secure PayPal transaction. Payment was sent/received promptly, and everything went through without any problems. Great experience overall. Reviewed on: 28th April 2026

Great provider

5
Never had a problem. Used pay in 3, done collections with money pool. Lots of options to suit different needs. Reviewed on: 28th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review