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PayPal: PayPal Credit reviews

4.90
Based on 109,240 reviews, last reviewed 17th May 2026
2692950% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service Reliable and helpful and quick and easy way to pay for your goods and services Reviewed on: 17th May 2026
Joyce B's avatar
Joyce B

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109240)

Great experience.

5
Great experience. Excellent customer services Reviewed on: 28th April 2026

Never had a problem when using PayPal

5
Never had a problem when using PayPal Reviewed on: 28th April 2026

Easy to follow and quick to use.

5
Easy to follow and quick to use. Reviewed on: 28th April 2026

Highly recommend

5
Easy to use and very reasonable credit limits. Would highly recommend. Also provides peace of mind when making bigger more expensive purchases. Reviewed on: 28th April 2026

Love Paypal

5
Love PayPal for safety & reliability.Easy to use & well represented. Reviewed on: 28th April 2026

PayPal is my go to.

5
PayPal is my go to for online transactions. When ever issues have occurred that I need their help with they have done they’re best to resolve them quickly Reviewed on: 28th April 2026

Best thing ever for online purchases

3
Best thing ever for online purchases Reviewed on: 28th April 2026

Easy to use and frequent slides

5
Easy to use and frequent slides but when you face any issue it’s difficult to sort it out with help centre Reviewed on: 28th April 2026

Always good helped out alot with many things

5
Always good helped out alot with many things Reviewed on: 28th April 2026

I've been using PayPal credit for a number of years...

5
I've been using PayPal credit for a number of years now, mostly to purchase goods that are beyond my financial reach if paid in a single instalment. To this end, it has been a fantastic service & experience & there's always the added safety net that comes with any PayPal purchase. Reviewed on: 28th April 2026

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