Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 109,205 reviews, last reviewed 17th May 2026
2691350% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent. Very reliable and secured paying method. Reviewed on: 17th May 2026
John D's avatar
John D

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (109205)

Perfect recommend

5
Always perfect 100% Recommend always Reviewed on: 28th April 2026

Good , nothing especial but is ok .

5
Good , nothing especial but is ok . Reviewed on: 28th April 2026

Easy and fast to use.

5
Easy to use. Love paypal pay in 3. Love paypal credit. Reviewed on: 28th April 2026

Customer service is quite bad.

3
Customer service is quite bad. Trying to contact them a few times and they responded very slowly or not at all. This area should be improved. Reviewed on: 28th April 2026

Always good service delivery always excellent

5
Always good service delivery always excellent Reviewed on: 28th April 2026

Accessible purchases for everyone

5
I am extremely happy with the service, as you have a variety of options available, when and if you decide to make a purchase. It is accessible to a lot of people, which is the most important thing for me. Reviewed on: 28th April 2026

Love it, so easy to use.

5
Love it, so easy to use. Great for larger purchases, offers good intrest free periods Reviewed on: 28th April 2026

Absolutely fantastic service, I only make payments t...

5
Absolutely fantastic service, I only make payments through PayPal, I have full confidence on PayPal. Love it! Reviewed on: 28th April 2026

Always perfect transactions

5
perfect transactions every single time Reviewed on: 28th April 2026

Safe and convenient.

5
Safe and convenient.Peace of mind. Checkout is much easier. Reviewed on: 28th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 51681 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3719 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 83 reviews
    PayPal
    View all products