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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,162 reviews, last reviewed 17th May 2026
2689400% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Whenever I need extra money to buy some stuff in eme... Whenever I need extra money to buy some stuff in emergency situations, like washing machine or hob, I always can use PayPal credit which is great! Reviewed on: 17th May 2026
Pauli's avatar
Pauli

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109162)

The payment is superb.

5
The payment is superb. Very easy installments Reviewed on: 28th April 2026
Wardah T's avatar
Wardah T

PayPal is a great service helps spread cost of big p...

5
PayPal is a great service helps spread cost of big purchases and less interest rates compared to a credit card Reviewed on: 28th April 2026
Mrs T's avatar
Mrs T

Always been great.

5
Always been great. Never had any issues and always send notifications when things are due. Reviewed on: 28th April 2026
Rhys weaver 's avatar
Rhys weaver

Long term PayPal user

5
Never had an issue with PayPal and I have been using it for years. Easy to use Reviewed on: 28th April 2026
Ferg's avatar
Ferg

Professional,efficient and quality service

5
Easy website to use . Back up staff professional and sort problems immediately. All products keep you fully updated. Excellent terms and conditions Reviewed on: 28th April 2026
Desmondo C's avatar
Desmondo C

Always happy amd flexible.

5
Always happy amd flexible...dynamic ..and they make u get all the help you need ...gotta get that money Reviewed on: 28th April 2026
Murray m's avatar
Murray m

PayPal is a safe and efficient app for money.

5
PayPal is a safe and efficient app for money. Highly rate it. I only trust cash transactions for buying and selling with PayPal. Reviewed on: 28th April 2026
Cara Waltham's avatar
Cara Waltham

Extremely efficient and friendly to use

5
The app is extremely efficient and friendly to use. Any large purchases I'll ever make will be through PayPal Reviewed on: 28th April 2026
Christopher Notley's avatar
Christopher Notley

Easy to apply and use as a normal credit card

4
Easy to apply and use as a normal credit card Reviewed on: 28th April 2026
Roger S's avatar
Roger S

Very convenient payment options and feel secure!

5
Very convenient payment options and feel secure! Reviewed on: 28th April 2026
Vasil 's avatar
Vasil

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