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PayPal: PayPal Credit reviews

4.90
Based on 109,127 reviews, last reviewed 17th May 2026
2687750% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have nothing to worry about when using PayPal. I have nothing to worry about when using PayPal. Service provided are top notch. Reviewed on: 17th May 2026
Baba o's avatar
Baba o

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109127)

Since I started using PayPal, l have had rest of min...

5
Since I started using PayPal, l have had rest of mind without fears of losing money and this form of payment is very secure and grantees all my transactions. Reviewed on: 28th April 2026

Great Flexibility for Expensive purchases

5
I have used the pay in 3 and 4 months 0% on multiple ocassions for managing finances better, it’s very useful Reviewed on: 28th April 2026

Always works great no issues, easy to use and access...

5
Always works great no issues, easy to use and access and pay in 3 is very useful Reviewed on: 28th April 2026

Great service, for fast, secure I line payments

5
Great service, for fast, secure I line payments Reviewed on: 28th April 2026

Helpful reliable and comes in handy U know your mone...

5
Helpful reliable and comes in handy U know your money's safe with paypal Reviewed on: 28th April 2026

Brilliant really helpful and clear support

5
Brilliant really helpful and clear support Reviewed on: 28th April 2026

I can now buy

5
I am able to purchase items that i would not normally be able to afford through their pay in 3 services Reviewed on: 28th April 2026

PayPal is by far the best

5
Just excellent in every aspect of finance Reviewed on: 28th April 2026

PayPal Credit

5
Use PayPal Credit all the time, now even better with the card feature Reviewed on: 28th April 2026

Makes paying for things easy and quick

5
Makes paying for things easy and quick Reviewed on: 28th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review