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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (180872)

Only see's loyal high valued customers as a number now

4
Only see's you as a number now and not a loyal high valued customer that it commented over the years and over the last year is not the same company as before that was really friendly and a lot better than now after changing it's management principles to a non caring attitude of there customers loyalty and has never ever reviews its credit loyalty after kindly asking numerous times to do saying its done every 3 to 6 months as they have never increased my £200 credit limit that was started at 250 so there don't count loyalty even after and with the last ten years of 2k to 7k of purchases with them every year with 100% payments record Reviewed on: 7th July 2026
EMIN I EMIN's avatar
EMIN I EMIN

Never had any issues using PayPal credit.

5
Never had any issues using PayPal credit. When I've used customer services. They're helpful and always answer my queries Reviewed on: 7th July 2026
Jodie N's avatar
Jodie N

Easy to use.

5
Easy to use. Whenever you need help their customer service is outstanding. Security is first class and I feel safe using PayPal when out and about. Reviewed on: 7th July 2026
Mike's avatar
Mike

Excellent Service

4
Using Pay Pal, is easy and very convenient if you wish to spread payments over a period of time. Reviewed on: 7th July 2026
Jack M's avatar
Jack M

The 4 months 0 % is very useful and helps...

4
The 4 months 0 % is very useful and helps out a lot Reviewed on: 7th July 2026
Kev's avatar
Kev

PayPal has been such a support for me, especially du...

5
PayPal has been such a support for me, especially during moments when money was tight. PayPal Credit has really helped me out by giving me the breathing room to get the things I needed without stressing over paying everything at once. It’s simple, reliable and has genuinely made life easier when I needed it most. Their Pay in 3 and Pay in 4 options are just as good. Being able to split my purchases into comfortable instalments has made a massive difference. Instead of worrying about one big payment, I can spread it out in a way that actually fits my budget. It’s helped me afford what I needed without feeling overwhelmed. Overall, PayPal has been a trustworthy and convenient service that has supported me at the right times. I’m genuinely grateful for how much it’s helped. Reviewed on: 7th July 2026
Xavier Henriques's avatar
Xavier Henriques

Easy to use.

5
Easy to use. Ideal for spreading cost of purchases. Payments explained thoroughly. Reviewed on: 7th July 2026
Dism's avatar
Dism

Super easy to use and good value.

5
Super easy to use and good value. Reviewed on: 7th July 2026
Darren J's avatar
Darren J

It’s always there when i need it, and easy to...

5
It’s always there when i need it, and easy to use Reviewed on: 7th July 2026
Taylor 's avatar
Taylor

Paypal is Handy

5
I have been using PayPal since the very inception, and over the last few years i have used PayPal Credit for all large purchases as it gives me four months interest free credit Reviewed on: 7th July 2026
John M's avatar
John M

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