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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180869)

always helpful and able to talk to a human rare thes...

5
always helpful and able to talk to a human rare theses days. Reviewed on: 7th July 2026

PayPal app

5
Ease of use in the app and kept informed when my payments are due Reviewed on: 7th July 2026

Have had Paypal for years.

5
Have had Paypal for years. Easy to use and excellent to pay with. By using Paypal, I do not need to give my card details to each store/website I shop with-it feels safer.Further, it is easy to transfer money to family and friends. Reviewed on: 7th July 2026

Excellent service and customer care

5
Excellent service and customer care Reviewed on: 7th July 2026

The convenience of using PayPal is what appeals to m...

5
The convenience of using PayPal is what appeals to me personally...I feel that it's secure and gives me greater piece of mind in the event of any issues with the goods I have ordered etc Reviewed on: 7th July 2026

been using PayPal credit for over 10 years,

5
I’ve been using PayPal credit for over 10+ years, I have found it to be an extremely handy form of credit, I sometimes use it to purchase taxis on uber when I’m a little short of cash , then just payback when I’m in a position to do so, , I’ve purchased many things using PayPal credit over the years,, purchases I wouldn’t of been able to otherwise. I find it extremely convenient , I’ve even payed for short breaks away then paid it back on returning , thanks to PayPal credit I was able to buy my partner gifts on special occasions also Reviewed on: 7th July 2026

Very easy to manage my spending habbits and able to...

5
Very easy to manage my spending habbits and able to see statements online. Reviewed on: 7th July 2026

Easy to set up and accepted widely.

5
Easy to set up and accepted widely. Never had any problems Reviewed on: 7th July 2026

My experience with PayPal has been splendid.

5
My experience with PayPal has been splendid. International transfers are easy and credit cards easy to manage Reviewed on: 7th July 2026

Easy and efficient.

5
Easy and efficient. I use PayPal every day for my transactions. Reviewed on: 7th July 2026

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