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PayPal: PayPal Credit reviews

4.90
Based on 109,098 reviews, last reviewed 17th May 2026
2686500% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has always been a fantastic way of sending mo... PayPal has always been a fantastic way of sending money to companies and family and friends. Reviewed on: 17th May 2026
Craig F's avatar
Craig F

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (109098)

PayPal Credit .. service is excellent

5
PayPal credit has helped me to spread the costs of larger purchases that I needed. Their customer service is excellent. I do not need to worry about fraud either when I shop i usually use PayPal for this reason. Reviewed on: 28th April 2026

Helping me get back on track with my finances

5
Helping me get back on track with my finances Reviewed on: 28th April 2026

Amazing service.

5
Amazing service. Very good offers Reviewed on: 28th April 2026

Excellent & work easy to use.

5
Excellent & work easy to use. Very intuitive and easy recovery of any lost details of needed. Reviewed on: 28th April 2026

Excellent payment flexibility

5
Great customer service and a really helpful team. I appreciate that there are plenty of different payment options to choose from, giving me the flexibility I need. Highly recommend them for being so user friendly Reviewed on: 28th April 2026

Payment can be paid over 4 months.

5
Payment can be paid over 4 months. Or 3 monthly payments which gives me more time to pay Reviewed on: 28th April 2026

Flexible Options & Great Customer Experience

5
It’s accepted everywhere and offers a load of different ways to pay. The app is really well designed and offers great visibility of what you need to pay and when. Lastly, I’m really impressed with customer service; had a spam call claiming to be from PayPal recently and when I called them up they were quick to resolve things and assure me that all was ok. Reviewed on: 28th April 2026

I buy and pick up

4
I buy and pick up not much more to say as that’s all I ya r done everything’s been good Reviewed on: 28th April 2026

PayPal helped me to make secure purchases and also h...

5
PayPal helped me to make secure purchases and also helped me to pay with no interest Reviewed on: 28th April 2026

5 star service easy to use Strongly recommend

5
5 star service easy to use Strongly recommend Reviewed on: 28th April 2026

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