Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180865)

PayPal Credit is the best friend

5
PayPal Credit is the trust friend that borrowed money without asking for what you need. Reviewed on: 7th July 2026

Great to deal with super efficient

5
Great to deal with super efficient Reviewed on: 7th July 2026

Friend/Mate

5
Always helpful for years,any shopping using paypal Reviewed on: 7th July 2026

Stress free

5
So easy to use and understand.. Definitely better than any High Street Bank. Paying over time is a plus nowadays. The interest is not as high either. Paying back to suit your financial situation so it’s not as stressful if you were borrowing from a bank..Absolutely fantastic service. Would recommend it to everyone. Reviewed on: 7th July 2026

A reassuring company to purchase what you want.

5
PayPal is an excellent way for people to buy something they need a little bit more time to pay for. Also payments can be made direct with that peace of mind that you’re covered in the event of any issue. Simple to use and friendly staff… why wouldn’t anyone use PayPal Reviewed on: 7th July 2026

Very easy to use, set up quickly and when a purchase...

5
Very easy to use, set up quickly and when a purchase was cancelled by the retailer my credit account was updated within 24 hours Reviewed on: 7th July 2026

Excellent experience using PayPal.

5
I've had an excellent experience using PayPal. It's fast, secure, and incredibly easy to use for both online shopping and sending money to family and friends. I really appreciate the extra layer of buyer protection, which gives me confidence when purchasing from new sellers. Whenever I've needed help, the customer support team has been professional and helpful, and any issues have been handled efficiently. The app is user-friendly, payments are processed quickly, and I love how widely accepted PayPal is. Overall, it's a reliable and trustworthy service that has made managing online payments simple and stress-free. I highly recommend PayPal to anyone looking for a safe and convenient way to pay online. Reviewed on: 7th July 2026

PayPal is easy to use and flexible.

5
PayPal is easy to use and flexible. It’s my go to for credit Reviewed on: 7th July 2026

So easy too use and top dollare

5
So easy too use and safe too. Always never any trouble Reviewed on: 7th July 2026

Love PayPal.

5
Love PayPal. Easy to use app and pay in 3 is very useful for certain purchases. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101069 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products