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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109048 reviews)

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4.90

Based on 109,048 reviews, last reviewed 17th May 2026

2684100% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple to use Simple to use, great for buying online and spreading the cost. It’s my go to as I know I’m safe with PayPal and I know I’m protected if a purchase goe... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109048)

great way to manage money and grab essential without...

great way to manage money and grab essential without a financial burden. be sure to set up on apple pay aswell for easy safe purchases. Reviewed on: 28th April 2026

Great safe service.

Its a great service and very safe for payments,pay in 3 is also very good Reviewed on: 28th April 2026

Love the PayPal app, easy to use and navigate, viewi...

Love the PayPal app, easy to use and navigate, viewing transactions and direct debit/statements is easy and efficient, would recommend! Reviewed on: 28th April 2026

Easy to use.

Easy to use. I’ve always had an excellent and positive experience with every customer service advisor I have spoken with and I always get my query resolved. Love the Paypal credit option has helped a lot in a pinch. Reviewed on: 28th April 2026

Easy to use, easy for resolutions to be done.

Easy to use, easy for resolutions to be done. Reviewed on: 28th April 2026

Great platform!

Great platform! I highly recommend Paypal Reviewed on: 28th April 2026

Very easy to use.

Very easy to use. Good credit scheme. Reviewed on: 28th April 2026

Easy to use, good customer service.

Easy to use, good customer service. I find the credit to be quite lenient and the app is super clean. Reviewed on: 28th April 2026

Secure way to shop

I’ve used PayPal when shopping on line as it is a very secure way to pay, it’s easy to set up and easy to use Reviewed on: 28th April 2026

Alway helpful and fix problems quickly

Alway helpful and fix problems quickly Reviewed on: 28th April 2026

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