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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180863 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180863)

Quick and easy, clear and fair.

It is very quick and easy to use. The 0% is very generous and the terms are clear. I also like the notifications that tell you when payments are due Reviewed on: 7th July 2026

Have been using for years, never had a problem, exce...

Have been using for years, never had a problem, excellent secure way to pay online. Reviewed on: 7th July 2026

Physical card

The interests are manageable. The only downside was at the outset, I had to use a third party card company to allow use of a physical card, however I can now see that a physical card is now an option through PayPal which will be easier for new customers Reviewed on: 7th July 2026

Amazing customer service

Having someone try to commit fraud on. My account, pay pal stopped and rectified it within seconds of being informed Reviewed on: 7th July 2026

Easy application , Easy payment plan.

Easy application , Easy payment plan. Would definitely do it again Reviewed on: 7th July 2026

I have had great support when needed.

I have had great support when needed. Its ease of use is fantastic & I always feel secure in the knowledge if there is a problem PayPal will help. PayPal have great products with pay in 3 options helping consumers achieve their goals with ease. Reviewed on: 7th July 2026

Best online service

Been using paypal for many years it is the only way i pay online Reviewed on: 7th July 2026

It was quick and easy to use, Brilliant

It was quick and easy to use. It was there when I needed it. Reviewed on: 7th July 2026

Versatile payment options

Paypal is so easy to use. It gives different options so depending how much i have or have not got to spend. So even with little money in the bank. I can still purchase items I need. Thank you Paypal Reviewed on: 7th July 2026

Incredible

Brought a few items online using PayPal credit it was quick, easy to use and excepted by most stores. They have exceptional customer service, the app doesn’t lag or crash and is very easy to use everything is set out great and is easy to find. I have even taught my elderly grandmother how to use it and now she’s just as much of a fan as I am, we both use it for everything, I would definitely recommend Reviewed on: 7th July 2026

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