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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,010 reviews, last reviewed 17th May 2026
2682400% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience :) would reccomend PayPal for f... Very good experience :) would reccomend PayPal for finances Reviewed on: 17th May 2026
Lily 's avatar
Lily

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109010)

Brilliant service really appreciate this service

5
Brilliant service really appreciate this service Reviewed on: 28th April 2026
Gareth Leah's avatar
Gareth Leah

I use PayPal for most purchases.

5
I use PayPal for most purchases. It's quick and easy to use with all payment methods in one place and peace of mind that purchases are protected. Reviewed on: 28th April 2026
Daniella S's avatar
Daniella S

Always has a good experience using my PayPal account

5
Always has a good experience using my PayPal account Reviewed on: 28th April 2026
Maria B's avatar
Maria B

Really simple and customer friendly.

5
Really simple and customer friendly way to pay. Flew through the process no problem, bought myself a new phone and it was so simple that I bought another for my wife straight after! Reviewed on: 28th April 2026
Andy King's avatar
Andy King

Easy to use, app is very clear about what is...

5
Easy to use, app is very clear about what is owed Reviewed on: 28th April 2026
Karen K's avatar
Karen K

I’ve been using PayPal for a while now and it’s been...

5
I’ve been using PayPal for a while now and it’s been consistently reliable. It makes sending and receiving money really simple, whether it’s splitting bills with friends or paying for things online. Transactions are quick, and I like the added layer of security since I don’t have to share my card details with every website. The buyer protection is a big plus too—it gives peace of mind when shopping online. The app is easy to use, and everything is clearly laid out, from tracking payments to managing your balance. Fees can add up in some cases, especially for certain transfers, but overall the convenience and security make it worth it. It’s a solid, trusted platform that does exactly what you need it to do. Reviewed on: 28th April 2026
Joshua's avatar
Joshua

Very helpful and well-organized app.

5
Very helpful and well-organized app. It would be nice if you could pay off each debt individually. Reviewed on: 28th April 2026
Joanna S's avatar
Joanna S

It provides a reliable simple to use financial service.

5
It provides a reliable simple to use financial service. Reviewed on: 28th April 2026
Mark Mulqueen's avatar
Mark Mulqueen

So easy and reliable you won’t regret it

5
So easy and reliable and quick to use Reviewed on: 28th April 2026
Raymond 's avatar
Raymond

Very helpful!

5
I bought something through PayPal credit last year December and i have only just completed my payments, I believe using this source has helped me stay stress free as i was unable to work the month of december due to a medical condition. PayPal credit sends me emails and notifications when. payment is upcoming so I never miss one! Reviewed on: 28th April 2026
Ruth H's avatar
Ruth H

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