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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180861)

A smooth, easy and positive experience.

5
A smooth, easy and positive experience. Reviewed on: 7th July 2026

I always feel safe and secure with pay pal

5
I always feel assured that my transactions are secure with pay pal Reviewed on: 7th July 2026

Notice of payments

4
Very good however not much notice of payments due Reviewed on: 7th July 2026

Value for money

5
Value for money and flexibility in payments Reviewed on: 7th July 2026

Quite good service, not often increasing credit limit.

5
Quite good service, not often increasing credit limit. Reviewed on: 7th July 2026

Great service

5
Very easy with added protection should anything go wrong. Reviewed on: 7th July 2026

Super easy to use.

5
Super easy to use... available nearly everywhere... Reviewed on: 7th July 2026

It is easy to use and straightforward

5
It is easy to use and straightforward Reviewed on: 7th July 2026

Was in Barcelona and used my PayPal credit card beca...

5
Was in Barcelona and used my PayPal credit card because it’s secure and that’s what customers nowadays need in a world of scammers. We want security that our money stays safe . Keep us happy PayPal in your security. Reviewed on: 7th July 2026

PayPal is a great budgeting tool

5
I haven’t used customer services, PayPal is useful when you need to budget, so you can spread the cost a little instead of a bulk payment. Reviewed on: 7th July 2026

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