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PayPal: PayPal Credit reviews

4.90
Based on 108,913 reviews, last reviewed 17th May 2026
2677700% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great reliable customer experience Great reliable customer experience Reviewed on: 17th May 2026
Pup's avatar
Pup

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108913)

Zero intersest was added to my account when I had to...

5
Zero intersest was added to my account when I had to use my PayPal credit card to pay my rent last month. I felt like I'd won the lottery. Thank you PayPal. Reviewed on: 28th April 2026

Never had an issue, I’ve always had a good experienc...

5
Never had an issue, I’ve always had a good experience with using PayPal credit Reviewed on: 28th April 2026

I am happy to use happy PayPal

5
I am happy to use PayPal .i can buy anything by using PayPal on the spot and it’s very easy for me to pay in 4 months time Reviewed on: 28th April 2026

I have a great experience using it!

5
I have a great experience using it. Payments are fast, secure, and easy to manage. I especially like how simple it is to send and receive money. Highly recommended! Reviewed on: 28th April 2026

PayPal is just so convenient, flexible to pay

5
PayPal is just so convenient, flexible to pay Reviewed on: 28th April 2026

i have a problem with the transaction but resolve wi...

5
i have a problem with the transaction but resolve with time period thanks Reviewed on: 28th April 2026

PayPal excellent

5
Always good rates on PayPal credit options of spreading the cost interest free very good with disputes Reviewed on: 28th April 2026

They've been helpful to me and its easy to use.

5
They've been helpful to me and its easy to use. I've never had any issues with Paypal Reviewed on: 28th April 2026

Good Service

5
I’ve only ever had one bad incident with PayPal, otherwise I have no complaints. Reviewed on: 28th April 2026

Here to stay

4
Very good experience. PayPal has been with me for a while and it's not going any Reviewed on: 28th April 2026

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