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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180858 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180860)

Always an easy app to use and good support when needed.

Always an easy app to use and good support when needed. Reviewed on: 7th July 2026

Fantastic service, 10/10 customer service

Fantastic service, 10/10 customer service Reviewed on: 7th July 2026

Handy but use carefully

It’s very handy being able to spread the cost over 4 months with 0% apr so handy for the odd payment but can easily be built up to something you can’t afford over 4 months and then the APR is very high Reviewed on: 7th July 2026

Always quick easy and helpful.

Always quick easy and helpful. Fab offer for my first order that saved me a large amount of money on something I needed anyway! Reviewed on: 7th July 2026

Flexible, transparent and simple to ise. .

I feel comfortable in dealing with PayPal. The service is flexible and transparent. Reviewed on: 7th July 2026

Customer service

Customer service are very good its enable me to buy over a timeframe that suits me and also protection from people that are not honest with me Reviewed on: 7th July 2026

There when you most need it

PayPal is a brilliant service. Transparent, reliable, and trustworthy. It has allowed me the flexibility and time needed to make larger payments or to tide you over until pay day. I have been using PayPal for years and can honestly say I have no complaints. An excellent service! Reviewed on: 7th July 2026

Always have a good experience using PayPal, through...

Always have a good experience using PayPal, through credit and payment links. PayPal charge a good fee and keep you up to date with your spending and limits. They also offer good rewards for spending too. App is easy to use Reviewed on: 7th July 2026

Very good customer relations with PAYPAL

Very good customer relations with PAYPAL Reviewed on: 7th July 2026

It's great for spreading out the cost of bigger buys...

It's great for spreading out the cost of bigger buys, and it's interest-free if you pay it off in 4 months. Reviewed on: 7th July 2026

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