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PayPal: PayPal Credit reviews

4.90
Based on 108,866 reviews, last reviewed 17th May 2026
2675500% increase in 5 star reviews
in the past 90 days
7850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has good options like pay in 3 or PayPal cred... PayPal has good options like pay in 3 or PayPal credit pay in 4. Reviewed on: 17th May 2026
Simon M's avatar
Simon M

Latest lowest rating:

1

I was told I’d get £20 off my first purchase which w... I was told I’d get £20 off my first purchase which was my incentive and didn’t receive. Reviewed on: 17th May 2026
Sophie B's avatar
Sophie B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108866)

I have used PayPal for about 10 years now.

5
I have used PayPal for about 10 years now. With their easy to use platform, many payment options and excellent customer service. I will always use PayPal for any purchase Reviewed on: 28th April 2026

Smooth application process and I felt if I needed an...

5
Smooth application process and I felt if I needed any support it was there for me. Reviewed on: 28th April 2026

Easy to use with manageable payments and no stress

5
Easy to use with manageable payments and no stress Reviewed on: 28th April 2026

Used PayPal since 2007 never had any issues

5
Used PayPal since 2007 never had any issues Reviewed on: 28th April 2026

quick and easy to make payment whenever you need

5
quick and easy to make payment whenever you need Reviewed on: 28th April 2026

Fantastic service

5
PayPal Credit has been easy to use and very convenient for spreading the cost of purchases. The application process was simple, payments are straightforward to manage, and the app makes it easy to keep track of everything. Overall, a helpful and reliable service. Reviewed on: 28th April 2026

Easy to contact, and very helpful.

5
Easy to contact, and very helpful. Reviewed on: 28th April 2026

Best Customer Service!

5
Had a few problems with paypal credit. but the staff were always there to help! didn’t fully understand it at first but with a few questions asked and more than enough answers, i’m glad i chose paypal Reviewed on: 28th April 2026

Good always great to buy and stuff easy to purchase...

5
Good always great to buy and stuff easy to purchase and pay Reviewed on: 28th April 2026

PayPal makes online payments secure

5
PayPal makes my buying online experience secure and easy. It’s great to have someone who has your back. Reviewed on: 28th April 2026

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