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PayPal: PayPal Credit reviews

4.90
Based on 108,825 reviews, last reviewed 17th May 2026
2673700% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been using PayPal since 2011 ish and it's perfect, q... Been using PayPal since 2011 ish and it's perfect, quick, safe and always there when you need it. Reviewed on: 17th May 2026
Carl's avatar
Carl

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108825)

Great experience with PayPal credit

5
Great experience with PayPal credit Reviewed on: 28th April 2026

Exceptional customer service and very prompt to help...

5
Exceptional customer service and very prompt to help when needed. Reviewed on: 28th April 2026

Good, easy and reliable but credit limit should be r...

5
Good, easy and reliable but credit limit should be reviewed time to time and after some certain time or business limit , there should be more access for gold and premium customers benefits Reviewed on: 28th April 2026

Fantastic service would highly recommend this service

5
Fantastic service would highly recommend this service Reviewed on: 28th April 2026

Ok helps when dont have any space monies

3
Ok helps when dont have any space monies Reviewed on: 28th April 2026

Good experience so far, aint had no issues and Ive b...

5
Good experience so far, aint had no issues and Ive been learning how credit works without being at risk of extra charges. Reviewed on: 28th April 2026

Easy to use.

5
Easy to use.. If you see something but haven't been paid and have no funds you can rely on PayPal credit Reviewed on: 28th April 2026

Flexible options and peace of mind

5
Flexible options and peace of mind Reviewed on: 28th April 2026

Good option if you know how to manage your money

4
The app could be a little more intuitive, specifically with paying back individual purchases, but overall it is a great option for breaking down bigger payments. It's also flexible as you can adjust the payback date Reviewed on: 28th April 2026

Excellent easy to use service for online purchases

5
Excellent easy to use service for online purchases Reviewed on: 28th April 2026

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