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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180857)

Always handy in a pinch, and Interest free

Always handy in a pinch, and Interest free if you pay it back quick enough. Reviewed on: 7th July 2026

Good but not great.

Good but not great. Having problems with my account and have had to spend a long time on the phone to customer services Reviewed on: 7th July 2026

Great product supporting the purchase and interest f...

Great product supporting the purchase and interest free stuff for few months Reviewed on: 7th July 2026

PayPal has helped me buy things and spread the cost...

PayPal has helped me buy things and spread the cost over a few months without using my cards. Easy and safe to pay with and great customer service. Reviewed on: 7th July 2026

It Was Value For Money

bit stuck setting up a direct debit at first but eventually got it done. Even better getting a discount off your first purchase. Reviewed on: 7th July 2026

The credit system is seamless and free

The credit system is seamless and free,which is very welcome these days. Reviewed on: 7th July 2026

Not had a bad experience with PayPal

Not had a bad experience with PayPal Reviewed on: 7th July 2026

I use PayPal a lot for paying for goods on eBay and...

I use PayPal a lot for paying for goods on eBay and various online purchases I have a healthy PayPal credit limit and find it helps sometimes when you need something and don't have the cash until next payday. Reviewed on: 7th July 2026

I use Pay in 3 , no interest and easy to set up.

I use Pay in 3 , no interest and easy to set up. Helps me budget for larger purchases Reviewed on: 7th July 2026

Excellent customer service very understanding

Excellent customer service very understanding Reviewed on: 7th July 2026

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