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PayPal: PayPal Credit reviews

4.90
Based on 108,812 reviews, last reviewed 17th May 2026
2673100% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great to use as it has 4 months interest free payments. Great to use as it has 4 months interest free payments. Easy to use this credit when making a purchase. PayPal helps with repayment by scheduling re... Read more Reviewed on: 17th May 2026
Jo's avatar
Jo

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108812)

I like PayPal for year I trust them

5
I like PayPal for year I trust them Reviewed on: 28th April 2026

Allways there when I need them,24/7.

5
Never had a problem with PayPal,help me out when I need them,all the time. Reviewed on: 28th April 2026

Good service

5
Good service provided as always and really reliable customer service and support Reviewed on: 28th April 2026

Easy to use

5
Transferring money to friends, option to pay over 3 months interest free plus other credit option. Whats not to like about it Reviewed on: 28th April 2026

Great purchase tool

5
pay in three or three months interest free what more do you need cheaper than useing my bank credit card no charges it's free Reviewed on: 28th April 2026

It's really good and I love the new point system

5
It's really good and I love the new point system Reviewed on: 28th April 2026

I have reliably used PayPal for many years..

5
I have reliably used PayPal for many years, sending payments is quick, safe and easy, receiving payments I am protected and secure. Rates are good and security seems solid. Reviewed on: 28th April 2026

Very easy and simple to use and set up.

5
Very easy and simple to use and set up. Fast approval and easy monthly payment process Reviewed on: 28th April 2026

Secure platform.

5
Secure platform. Biggest benefit is being covered on purchases. Reviewed on: 28th April 2026

I have had no issues using PayPal credit

5
I have had no issues using PayPal credit and it has allowed me to purchase this in emergencies Reviewed on: 28th April 2026

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