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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180857)

Why PayPal

PayPal is a constant and efficient way of using credit and of paying bills. Always secure. Reviewed on: 7th July 2026

I’m a fan of PayPal credit.

I’m a fan of PayPal credit. I’ve used it for years now and it is super handy, and especially since it’s a real card too now. Reviewed on: 7th July 2026

fast, efficient, and easy to use

I've used PayPal for over 20 years now and it has always been fast, efficient and easy to use. PayPal credit was no different. It took me 5 minutes to apply for PayPal Credit and the checks were completed quickly and I had access to funds by the end of the day. Reviewed on: 7th July 2026

PayPal my go to finance provider

PayPal deals promptly with any issues and offers excellent service Reviewed on: 7th July 2026

Great customer service and buyer protection.

Great customer service and buyer protection. Fair rates and easy to apply and pay. App works well and shows everything you need. Reviewed on: 7th July 2026

Easy to use interest free payments

Easy to use interest free payments Reviewed on: 7th July 2026

Great service quick help wi...

fast processing, reasonable prices and quick help with customer service Reviewed on: 7th July 2026

Excellent service

Easy to use app and they keep me well informed with notifications about spending and upcoming payments Reviewed on: 7th July 2026

PayPal credit is very interesting aloud to pay over...

PayPal credit is very interesting aloud to pay over time. Reviewed on: 7th July 2026

Great, easy to use

Always responsive and issue are resolved quickly. Polite customer service team who are patient and responsive. App is simple and easy to use and track spending etc. Reviewed on: 7th July 2026

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