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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180857)

Excellent service easy to use very good experience c...

5
Excellent service easy to use very good experience can always find what you need would highly recommend. Reviewed on: 7th July 2026

Always been straightforward.

5
Always been straightforward.. Have used more than once and never had a problem. I would recommend to anyone. I would definitely use again. Reviewed on: 7th July 2026

Straightforward process

5
I have been using PayPal for quite some time and have never had any problems with my transactions. They always get processed without any issues. Reviewed on: 7th July 2026

Simple, easy credit with 4 months 0%

5
Simple, easy to use credit with a great 0% for 4 months incentive to start you off. Reviewed on: 7th July 2026

My paypal Review

5
Very helpful paypal credit for such hard times in the uk , it can give people the time to work towards the prize. Paypal is very straightforward to use and I have had no issues . Overall great app for me. Reviewed on: 7th July 2026

Great to have paypal credit.

5
Great to have paypal credit. Know that company is lagit if they have paypal and that you would get a refund if there were any issues Reviewed on: 7th July 2026

always support via email

5
plenty of info and time before due date so never had to to call up. Reviewed on: 7th July 2026

Easy to apply, clear process.

5
Easy to apply, clear process. No hidden fees. Reviewed on: 7th July 2026

I have used PayPal regularly for online purchases,

5
I have used PayPal regularly for online purchases, sending and receiving payments, and managing transactions securely. I'm familiar with features such as linking bank accounts and cards, reviewing transaction history, handling refunds, and resolving payment issues through the Resolution Center. I value PayPal's security and ease of use and am comfortable navigating the platform. Reviewed on: 7th July 2026

Feel safe with PayPal

5
Never had any problems with them Reviewed on: 7th July 2026

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