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PayPal: PayPal Credit reviews

4.90
Based on 108,808 reviews, last reviewed 17th May 2026
2672950% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic The website is really easy to, I love the pay in 3 option Reviewed on: 17th May 2026
MrsR's avatar
MrsR

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108808)

Protection money, faster pay,perfect customer service.

5
Protection money, faster pay,perfect customer service. Thank you so much Reviewed on: 28th April 2026

Fantastic, couldn't live without PayPal now

5
Easy to use, great apps on all the relevant platforms. Definitely the future for online purchases. Reviewed on: 28th April 2026

Crucial to daily spending.

5
Every experience i have with paypal is always easy and accesible. I never have issues. Their app and website all intergrate amazingly. The services offered are so crucial to my day to day life i couldnt be without paypal. Reviewed on: 28th April 2026

Good service, prompt.

5
Good service, prompt.keep up the good work Reviewed on: 28th April 2026

No fuss, No bother.

5
No fuss, No bother. Straight forward professional service Reviewed on: 28th April 2026

Very easy and safe , i will recommend to everyone...

5
Very easy and safe , i will recommend to everyone Reviewed on: 28th April 2026

Very helpful at replying to issues regarding payments

5
Very helpful at replying to issues regarding payments Reviewed on: 28th April 2026

What to say.

5
What to say. Been using it for years and years. Great company. Reviewed on: 28th April 2026

Does what it says on the tin

5
Not much more to add, it does what it promises and is easy to use Reviewed on: 28th April 2026

I love the fact that it can effectively be used like...

5
I love the fact that it can effectively be used like any other credit card for both physical and online purchases. For online purchases especially I like the ease of use and reassurance of buying through PayPal. Reviewed on: 28th April 2026

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