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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108802 reviews)

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4.90

Based on 108,802 reviews, last reviewed 17th May 2026

2672650% increase in 5 star reviews

in the past 90 days

7800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very safe and easy to use and reliable excellent Very safe and easy to use and reliable excellent Reviewed on: 17th May 2026

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108802)

Piece of mind

I always use PayPal piece of mind for anything that goes wrong you’re covered Reviewed on: 28th April 2026

I have had to contact customer services a few times...

I have had to contact customer services a few times and they have been great! The new debit card has been great and use it every day. Reviewed on: 28th April 2026

a great experience and easy to use

a great experience and easy to use Reviewed on: 28th April 2026

Helpful.

PayPal allows me to eat by spreading the cost instead of 1 large payment. Reviewed on: 28th April 2026

It's the safest way for online payments

It's the safest platform when it comes to online payments. They provide a great amount of time where a transaction can be disputed and they collect a great amount of evidence to make a fair decision for both sides. It's safe and have never lost my money. They even provide a free money transfer to a family member or a friend. I have been using it for over 20 years and suggested it to anyone I know that uses online payments for shopping etc. Customer service is excellent and you can actually speak to a real person than just chat online with a bot. Greatest payment platform ever. Reviewed on: 28th April 2026

Money back guarantee

PayPal helped me get my money back from a company who wouldn’t refund my money back even though I returned the items and they approved it. Reviewed on: 28th April 2026

Such an easy and protective way to shop.

Such an easy and protective way to shop.I would highly recommended this service I have applied for the virtual PayPal card. Reviewed on: 28th April 2026

Helpful team ,speedy response ,alway ready to resolv...

Helpful team ,speedy response ,alway ready to resolve any payment issue.Easy to use the app and cards . Reviewed on: 28th April 2026

A good service

Never had a problem, always easy to use and follow your payments Reviewed on: 28th April 2026

It is a very good experience, easy to use and.

It is a very good experience, easy to use and safe. Reviewed on: 28th April 2026

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