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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180856 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180856)

Straightforward

I have found the process of using PayPal credit, clear, responsive and straight forward. Monitoring your account is easy too.. Reviewed on: 7th July 2026

It’s a great way to spread payments

It’s a great way to spread payments Reviewed on: 7th July 2026

When I had an issue with my bank, the PayPal custome...

When I had an issue with my bank, the PayPal customer service staff were excellent in the help and advice they gave. I am unable to find any fault with that team. Reviewed on: 7th July 2026

I used PayPal credit when moving home and needing to...

I used PayPal credit when moving home and needing to buy some larger purchases. It was easy to set up and use Reviewed on: 7th July 2026

Easy to use.

Easy to use. I have virtual and physical card so when I forgot to bring my physical card, I can just use my virtual one. No panics. And easy to sort out my dispute with seller whenever the problem accrues Reviewed on: 7th July 2026

A great way to split the cost!

A great way to split the cost! Easy to access and a competitive interest rate. Reviewed on: 7th July 2026

The flexibility of being able to pay over interest 3...

The flexibility of being able to pay over interest 3 month has been a game changer for me in being able to afford goods without overspending in a single month Reviewed on: 7th July 2026

PayPal Credit made the purchase process simple, with...

PayPal Credit made the purchase process simple, with quick approval, flexible payments, and a smooth overall experience. Reviewed on: 7th July 2026

Very simple and easy to set up and use

Very simple and easy to set up and use Reviewed on: 7th July 2026

Very quick and efficient.

Very quick and efficient. Money transfers take seconds only Reviewed on: 7th July 2026

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