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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180856)

really easy to use

5
really easy to use on the app and going through the applcation, it kept me updated of what was happening and informed of next steps. Reviewed on: 7th July 2026

Easy to navigate the PayPal App, PayPal notification...

5
Easy to navigate the PayPal App, PayPal notifications are excellent keeping me updated in good time of payments due, their customer service experience is excellent they are polite friendly and well informed and do their utmost to resolve any issues. Reviewed on: 7th July 2026

There when i something quickly

5
There when I need to buy something quickly Reviewed on: 7th July 2026

Great stuff

5
Always great! Comes handy! Whether is a small amount or a larger sum. Reviewed on: 7th July 2026

everyday spending helps out as an option

5
everyday spending helps out as an option Reviewed on: 7th July 2026

Quick and easy to secure funds to make purchase.

5
Quick and easy to secure funds to make purchase. App easy and clear to show what is owed and what needs paid when. Reviewed on: 7th July 2026

Being a pensioner it has proved invaluable when I ha...

5
Being a pensioner it has proved invaluable when I haven't had the cash to get something that was desperately needed Reviewed on: 7th July 2026

I have had an excellent experience with PayPal.

5
I have had an excellent experience with PayPal. It is a secure, reliable, and easy-to-use payment platform. The checkout process is quick, and I feel confident when making online purchases because of PayPal's strong security and buyer protection features. One of the best features is PayPal Credit's 0% interest for 4 months on eligible purchases, which helps spread the cost without paying extra interest when payments are made on time. This gives great flexibility for managing larger purchases and makes online shopping more convenient. PayPal is accepted by thousands of retailers, and transactions are always smooth and fast. Overall, I highly recommend PayPal to anyone looking for a trusted and convenient payment service. It has made my online shopping experience much easier and more secure. Five stars! Reviewed on: 7th July 2026

Valuable service and good service

4
Valuable service and good service Reviewed on: 7th July 2026

Excellent service always

5
With PayPal I feel I always have an option that suits my needs depending on my situation. Reviewed on: 7th July 2026

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