Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180856 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180856)

A great app and great staff and super service produc...

A great app and great staff and super service product overall Reviewed on: 7th July 2026

PayPal, one great service for everyone.

No drama, great service and so easy.. Reviewed on: 7th July 2026

ok but very rarely let me use pay in 3 although they...

ok but very rarely let me use pay in 3 although they keep telling me to use it Reviewed on: 7th July 2026

Solid service inside one app, using it daily with no...

Solid service inside one app, using it daily with no issues. Reviewed on: 7th July 2026

PayPal makes payment very easy and affordable.

PayPal has made shopping and payment very easy and affordable for me. paying in three or four with 0 interest or by PayPal credit is great, am able to purchase necessary items affordably with affecting my credit negatively. As a mum who buys things for a special need child. Sometimes the items I purchase are very expensive but with PayPal payments systems I don’t even feel the pain of buying expensive but necessary items for my child or myself. Reviewed on: 7th July 2026

Simple and secure

Very secure and easy to use, so easy to access customer support through email and all queries I’ve had throughout the years of having PayPal have been dealt with promptly and resolved. Reviewed on: 7th July 2026

Always easy to understand when payment due.

Always easy to understand when payment due. Easy contact when issues raised Reviewed on: 7th July 2026

Excellent service! 10 out of 10

Excellent service! Safe to use. Your purchase are always protected! Highly recommend. Reviewed on: 7th July 2026

I always feel safe with PayPal.

I always feel safe with PayPal. So many scammers online but when I use PayPal it’s ease of mind as I always feel safe using PayPal and if anything happens, I know PayPal will resolve it. Reviewed on: 7th July 2026

Good be easier

Not simple if you need to contact customer service - trying to navigate the options Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101056 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub