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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108769 reviews)

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4.90

Based on 108,769 reviews, last reviewed 17th May 2026

2671300% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use PayPal Credit has been helpful and easy for me to manage. Reviewed on: 17th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108769)

The most trusted secure online payment system

The most trusted secure online payment system Reviewed on: 28th April 2026

Online & Plastic..!

Using the PayPal app has always been easy for payments online. Now I also have their plastic in my wallet and the whole offer is really good! Reviewed on: 28th April 2026

It's great that I have a PayPal loan

It's great that I have a PayPal loan that's interest-free for months. Reviewed on: 28th April 2026

Excellent services

Excellent services...especially 0% for 4 months if the transaction is £100 and above is too good Reviewed on: 28th April 2026

Fast shipping,very good app,monthly payment,safety.

Fast shipping,very good app,monthly payment,safety. Reviewed on: 28th April 2026

This is the easiest most convenient way of using int...

This is the easiest most convenient way of using interest free credit. Hassle free and so simple just how it should be. I would and have recommended to others Reviewed on: 28th April 2026

Excellent

Very good communication from pay pal. very transparent and easy to use. Never had any issues Reviewed on: 28th April 2026

My experience with PayPal credit is very good

My experience with PayPal credit is very good Reviewed on: 28th April 2026

Credit and loyalty

Never had any issues and the credit options are really handy. The loyalty scheme is also really good Reviewed on: 28th April 2026

Always reliable, transparent and the app is helpful.

Always reliable, transparent and the app is helpful. Never had any problems Reviewed on: 28th April 2026

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