Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180847)

No worries when shopping online

5
Having PayPal Credit as an option when purchasing gives me the option to shop around for the best deal knowing I have the credit available without applying at individual stores for credit. Reviewed on: 7th July 2026

Paypal is great and easy to use.

5
Paypal is great and easy to use. Reviewed on: 7th July 2026

It’s Deceenntt

4
It’s Deceennttttttttttttttttttttt Reviewed on: 7th July 2026

Always a good experiance with paypal

5
Always a good experiance with paypal Reviewed on: 7th July 2026

Im use paypal few years Im really happy with them an...

5
Im use paypal few years Im really happy with them and give me lots diffrent option to pay Reviewed on: 7th July 2026

Four months interest free credit

5
Haven't had any issues with PayPal Credit, it's been really handy and fast to use and make payments with.I use it to manly to pay for items that I get items that gives me four months to pay for interest free. Reviewed on: 7th July 2026

I use PayPal to pay for almost everything I buy online.

5
I use PayPal to pay for almost everything I buy online. It gives you an un paralleled safety net. Plus they pay in three and PayPal credit can be a lifesaver enabling you to spread the cost of your purchases. I always recommend family and friends to use PayPal when buying online. Reviewed on: 7th July 2026

Easy to use

5
Ive used PayPal credit and PayPal pay in instalments a few times - it really helps me purchasing expensive items Reviewed on: 7th July 2026

Fantastic safe way to spend you’re money with no wor...

5
Fantastic safe way to spend you’re money with no worries at all. Also good way to pay back so you don’t end up in endless amounts of debt Reviewed on: 7th July 2026

People over ai

5
I’m don’t like not being able to speak to someone - a person. The case came in my favour which was positive but I can imagine that elderly people would find it lustrating Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101047 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products