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PayPal: PayPal Credit reviews

4.90
Based on 108,751 reviews, last reviewed 16th May 2026
2670450% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and fast response. Good and fast response. More credit required Reviewed on: 16th May 2026
Kb's avatar
Kb

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108751)

PayPal credit is a good way to purchase as it gives...

5
PayPal credit is a good way to purchase as it gives you time to settle the bill Reviewed on: 28th April 2026

Excellent credit scheme.

5
Excellent credit scheme. Helpful customer support. Reviewed on: 28th April 2026

Paypal has been a life saver when i needed to pay in...

5
Paypal has been a life saver when i needed to pay in installments Reviewed on: 28th April 2026

Supportive staff and good value

5
Helped when I was scammed, staff were amazing Reviewed on: 28th April 2026

I have ised paypal credit for my multiple purchases.

5
I have ised paypal credit for my multiple purchases. This has allowed me to spread the cost with no hassle. Reviewed on: 28th April 2026

Best app

5
Nice and easy app for using. Always handy. Reviewed on: 28th April 2026

Nice time, easy way to pay plenty of...

5
Nice time, easy way to pay plenty of time Reviewed on: 28th April 2026

it’s been super easy and convenient for spreading th...

5
it’s been super easy and convenient for spreading the cost of things. Everything works smoothly at checkout, and the 0% offers have been really helpful. Honestly, I’m very happy with the service and would definitely recommend it! Reviewed on: 28th April 2026

Is very easy process which is straightforward

5
Is very easy process which is straightforward Reviewed on: 28th April 2026

I wanted to take my family on holiday and using payp...

5
I wanted to take my family on holiday and using paypal let me do this. I wouldn't have been able to do it without it Reviewed on: 28th April 2026

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