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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180846)

PayPal credit

5
PayPal credit has all ways been great in the way of helping me get more expensive items that I can pay off over time , I have never had any problems and they have all ways had a great support team ready to help. Reviewed on: 7th July 2026

Easy to use,

4
Easy to use, App makes simple navigation through any process Reviewed on: 7th July 2026

love the service

5
I love how easy it is to use the service Reviewed on: 7th July 2026

Great Service

5
Great Service - No hidden fees, very transparent, quick, easy way to use credit to make purchases. Would recommend Reviewed on: 7th July 2026

Great company

5
Paypal are always helpful and thorough. They act they dont ignore. Great customer service. Reviewed on: 7th July 2026

:I’ve found PayPal Credit to be really convenient an...

5
:I’ve found PayPal Credit to be really convenient and easy to use. The promotional offers are excellent and have been genuinely useful for spreading the cost of purchases. I also like being able to manage everything through the PayPal app, where I can quickly check my balance, review transactions, and make sure my account is working well for me. Overall, it’s a simple, flexible service that fits my needs and has been a positive experience. Reviewed on: 7th July 2026

Great app

5
The app is easy to use. Money is refunded promptly and it is easy to track spending. Reviewed on: 7th July 2026

Convenient financing and easy to use

5
I have been using PayPal Credit for a while now to finance larger purchases. The 0% interest offer for 4 months on purchases over a certain amount is incredibly useful and helps me manage my budget. Reviewed on: 7th July 2026

Ive just started using the card but everything seems...

5
Ive just started using the card but everything seems to be great especially getting cash back, that works for me !! Reviewed on: 7th July 2026

First class

5
Approval given in minutes - very easy process. Reviewed on: 7th July 2026

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