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PayPal: PayPal Credit reviews

4.90
Based on 108,693 reviews, last reviewed 16th May 2026
2667850% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good loyalty scheme Very good loyalty scheme and now even easier to use with credit and debit cards Reviewed on: 16th May 2026
Melanie K's avatar
Melanie K

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108693)

Just a good service, very easy and comfortable to use.

5
Just a good service, very easy and comfortable to use. I would recommend this to all. It also allows you to purchase of many websites. Reviewed on: 28th April 2026

Easy to use and always keeps you inform.

5
Easy to use and always keeps you inform. Reviewed on: 28th April 2026

Excellent services from the offset never had any pro...

5
Excellent services from the offset never had any problems with them, I did use their resolution centre and sorted it very swiftly it's a pleasure being with them for 25 years. Reviewed on: 28th April 2026

PayPal is great for saving, splitting cost 100%

5
I’ve use PayPal for a number of years always had excellent customer service, I set up a PayPal pool last year which help my me save enough to go away with my family Reviewed on: 28th April 2026

Great .service

5
Great . very good customer services Fast response. App also very easy to use Reviewed on: 28th April 2026

Pay wth ease my go to short term credit provider...

5
Pay wth ease my go to short term credit provider Reviewed on: 28th April 2026

One of the best Bank in UK.

5
One of the best Bank in UK. Really love to make transaction and buy using PayPal Reviewed on: 28th April 2026

PayPal is a user friendly financial platform that s...

5
PayPal is a user friendly financial platform that supports the lifestyle I choose to live. My credit account gives me choices - an affordable credit rate or interest free payment plan. I like that choice. It helps me to manage my credit based spending. It works for me in such way I can still meet my families needs even essential bills, at times when I really just don't have the money . The service was invaluable to me during COVID. PayPal is my go to for safe hassle free online shopping. I have been a happy customer for over 10 years. Reviewed on: 28th April 2026

Great resolution for refunds.

5
Great resolution for refunds. Hassle-free. Reviewed on: 28th April 2026

PayPal credit is great

5
Great so far, easy to use, can’t fault it. Reviewed on: 28th April 2026

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