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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180842 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180842)

I love having the option to spread the cost of items...

I love having the option to spread the cost of items I buy if they are a big purchase, it makes it more affordable and easier to spread the cost Reviewed on: 7th July 2026

Always very easy to use and simple to set up repayme...

Always very easy to use and simple to set up repayments Reviewed on: 7th July 2026

Interest free payment plans

They provide various payment plans from 1 month to pay in 3 without interest Reviewed on: 7th July 2026

Best Buy Now Pay Later Provider

Been part of PayPal family for years and make use of buy now pay later option. Reviewed on: 7th July 2026

Excellent provider, I am using PayPal regularly.

Excellent provider, I am using PayPal regularly. Reviewed on: 7th July 2026

I know my money is safe with PayPal

On occasion when I have bought goods that have been of poor quality and I have had to return them, and the company will not respond, PayPal have intervened and always got my money back for me. Easy to talk to someone as well rather than just a bot. It’s why I always use them as I know my money is safe from scammers. Reviewed on: 7th July 2026

Happy customer

I find it easy to use and disputes handled swiftly Reviewed on: 7th July 2026

Excellent.

Excellent, on the occasions that I've had the need to contact customer service, advisor has been helpful and resolved the issue. Reviewed on: 7th July 2026

It’s always been easy a few clicks and sorted, fast...

It’s always been easy a few clicks and sorted, fast and efficient. Lots of reminders about payment dates and quick using the app. Reviewed on: 7th July 2026

Using PayPal credit is easy and straight forward.

Using PayPal credit is easy and straight forward. Reviewed on: 7th July 2026

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