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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180840 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180841)

Very good.

Very good. Never had any issues. Reviewed on: 7th July 2026

Assurance

You can pay in 3 of you prefer to, they always give you an option . Very easy to apply. Also when you have a problem they are very quick to shut things down if needed Reviewed on: 7th July 2026

Best service

Very easy to use and pay in 3 is good value no interest on it Reviewed on: 7th July 2026

Fast, Secure and Easy to Use

I’ve been using PayPal Credit for quite a while now and it’s been a really positive experience. The application process was straightforward, payments are easy to manage, and I like being able to spread the cost of larger purchases when needed. The app and website make it simple to keep track of balances, payment due dates and available credit. Payments are processed quickly, and I’ve always found the service to be reliable and secure. One of the biggest benefits is the added buyer protection that comes with using PayPal, which gives extra peace of mind when shopping online. Overall, it’s a convenient and flexible way to manage purchases, and I wouldn’t hesitate to recommend it to others looking for a trusted credit option. Reviewed on: 7th July 2026

I use PayPal credit 4 months 0%, works very well for...

I use PayPal credit 4 months 0%, works very well for me managing my purchases Reviewed on: 7th July 2026

PayPal is brilliant always shop using PayPal and I h...

PayPal is brilliant always shop using PayPal and I have had a few problems in the pass with companies and PayPal have made shore payments be got my money back. Will always be using PayPal for my shopping 100% Reviewed on: 7th July 2026

PayPal credit

Straightforward excellent service no messing about. Easy to use everything explained very clearly no unexplained surprises to upset or worry you. Reviewed on: 7th July 2026

Great for security

Been using PayPal for years, mainly use it when purchasing from new companies as there is a level of security and financial support by doing so. Had to contact Customer Service recently not a great experience though, made me question why I use PayPal for a while. Reviewed on: 7th July 2026

Paypal credit

Whenever i have issues, they sort it out right away so very good customer service, you get points for spending and i wouldnt go to anywhere else Reviewed on: 7th July 2026

I have been using it for years and I am satisfied wi...

I have been using it for years and I am satisfied with it Reviewed on: 7th July 2026

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