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PayPal: PayPal Credit reviews

4.90
Based on 108,622 reviews, last reviewed 16th May 2026
2664500% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Only good experience! Only good experience . whenever I needed to pay in 3..always helpful Reviewed on: 16th May 2026
Baiba C's avatar
Baiba C

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108622)

Convenient payment options which offers deals at man...

5
Convenient payment options which offers deals at many retailers. Easy to use and easy to track payments Reviewed on: 27th April 2026

Love paypal credit where I can split payments into 4...

5
Love paypal credit where I can split payments into 4 it’s 0% interest Reviewed on: 27th April 2026

I highly recommend PayPal

5
I have always had a great experience with PayPal and they are very helpful when you need them. I have had a PayPal account for many years and I'm happy to recommend them to people I know based on personal experience. Reviewed on: 27th April 2026

They are really good were the first card I got and s...

5
They are really good were the first card I got and still use them to this day Reviewed on: 27th April 2026

Good service.

4
Good service. Enjoy using when online shopping. Reviewed on: 27th April 2026

I’ve used PayPal for years.

5
I’ve used PayPal for years.its been very reliable and easy to use. Reviewed on: 27th April 2026

Very easy to use.

5
Very easy to use. Payments due are clear. 0% on purchases is useful, although it would be good to have more control over which purchases are paid off rather than being lumped into one pool. Reviewed on: 27th April 2026

Very convenient

5
Very convenient to use. The repayment terms are laid out clearly and it's easy to manage. Reviewed on: 27th April 2026

Fantastic!

5
Fantastic to utililse if you're short of cash temporarily. Been using it for a couple of years, and always pay it off early. Reviewed on: 27th April 2026

Their customer service is great, they solve issues i...

5
Their customer service is great, they solve issues in no time. Reviewed on: 27th April 2026

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