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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108603 reviews)

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4.90

Based on 108,603 reviews, last reviewed 16th May 2026

2663550% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit has been very helpful financially to l... PayPal Credit has been very helpful financially to let me keep up with the rising cost of living. Every little helps a lot when you need it the most Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108603)

Amazing.

Amazing. Great and easy to use. Easily added to my wallet. Very happy to use paypal going forward. Truly awesome payment format Reviewed on: 27th April 2026

I've used paypal for many years , It makes me feel s...

I've used paypal for many years , It makes me feel safe sending money and also using it to purchase items online knowing that I'm.covered if I don't receive my purchases..It pays instantly when i send money to famoly and I love using the pay in 3 option to help me spread the cost of larger items ...a very safe way to pay Reviewed on: 27th April 2026

A real Pal!

PayPal allows me to control my finances with peace of mind. I've always found PayPal to be clear and easy to use, with any disputes with companies resolved with PayPal support. It's great to be able to spread my payments too, making purchases within my reach when they wouldn't otherwise be. Very happy customer! Reviewed on: 27th April 2026

Shop big, pay little!

I have used PayPal Credit for a lot of my recent purchases and have found it to be the most straight-forward process ever. No fuss, no nonsense payment method. Absolutely loving it. Reviewed on: 27th April 2026

PayPal is readily available as payment on different...

PayPal is readily available as payment on different shopping sites and the interest rates are low. Also offer pay in 3 and interest free months too Reviewed on: 27th April 2026

It's so easy and quick to pay by paypal.

It's so easy and quick to pay by paypal, especially when you have their credit card linked into your accounts. Once you have an account registered with them, and use it to make your purchases, you have a secondary level of security between yourself and the seller too. Reviewed on: 27th April 2026

Easy to use, updates quickly.

Easy to use, updates quickly. Quick to get approved Reviewed on: 27th April 2026

Really easy to set up

Really easy to set up and use. The 4 month 0% payment option is excellent to. Reviewed on: 27th April 2026

Very easy to use and safety is very important to me...

Very easy to use and safety is very important to me and this is very safe. It’s very convenient when online shopping! Reviewed on: 27th April 2026

Alwsys use PayPal ...

I always try and pay by PayPal as I know its secure and my money is safe x Reviewed on: 27th April 2026

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