Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108574 reviews)

View other PayPal products

4.90

Based on 108,574 reviews, last reviewed 16th May 2026

2662250% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A1 service Never had a issue great app fast service Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (108574)

Quick,Easy,Effective

Very quick and easy step by step guides. Always being able to review your credit and amount available makes it all stress free. Reviewed on: 27th April 2026

Easy to use, reliable and the app works well on mobi...

Easy to use, reliable and the app works well on mobile devices. Reviewed on: 27th April 2026

Simple and easy to use, really easy to use for payme...

Simple and easy to use, really easy to use for payment plans when checking out. Reviewed on: 27th April 2026

Easy and simple great offers and communication.

Easy and simple great offers and communication. Reviewed on: 27th April 2026

I feel safer buying online useing PayPal ,

I feel safer buying online useing PayPal , had a problem not so long ago and the customer service was really good Reviewed on: 27th April 2026

Paypal helped when needed.

PayPal were very considerate when I was between jobs. Allowing me a holiday from payments. This was all done very quickly and with empathy for my situation. Using their app, and website is easy to navigate and manage. Reviewed on: 27th April 2026

Amazing!

Amazing! Would highly recommend using Reviewed on: 27th April 2026

I have been using PayPal credit for over 10 years no...

I have been using PayPal credit for over 10 years now, it has provided feeling safe purchasing products especially on some platforms I unsure of without having to give my personal details. I have used it to purchase tickets and so many experiences. It has opened a whole new world for me and made it easy to provide things for my kids . If there was any issues with non delivery, it was immediately sorted out. The credit card is another bonus that I love . Thank you PayPal credit and the team behind it. Reviewed on: 27th April 2026

Works perfectly for me, very simple.

Works perfectly for me, very simple. Reviewed on: 27th April 2026

Good reliable service, helps you manage your money,...

Good reliable service, helps you manage your money, adds in cooling of spending breaks Reviewed on: 27th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 495 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Payments
from PayPal 4.91 from 3717 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51426 reviews
Payments
from PayPal 4.91 from 3717 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub