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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180830)

The convenience of using PayPal.

5
It is quick, secure and very easy to use. You have confidence in the security that the service provides. The interest free Pay in Three is excellent and an easy way to spread the cost of large purchases but always be careful that you do not take on too much credit, you have to pay each month. Reviewed on: 7th July 2026

Very flexible on payments and discounts.

5
Very flexible on payments and discounts. Instalment payment helps a lot a well. Reviewed on: 7th July 2026

The four month credit has been a game changer for he...

5
The four month credit has been a game changer for helping me manage my finances. Reviewed on: 7th July 2026

Paypal has offered me good deals and always deal wit...

5
Paypal has offered me good deals and always deal with my questions in a professional manner Reviewed on: 7th July 2026

Just the best!

5
PayPal credit is absolutely perfect, it’s allowed me to have things that I never would been able to afford previously, thank you to all the PayPal team. Reviewed on: 7th July 2026

I like the flexibility PayPal gives it’s customers.

5
I like the flexibility PayPal gives it’s customers.. it provides security for me and affordable over a good period of time Reviewed on: 7th July 2026

Simplicity

5
Its helped me to afford things in a manageable way Reviewed on: 7th July 2026

I’ve always used it and never had any problems.

5
I’ve always used it and never had any problems. Reviewed on: 7th July 2026

Excelent as you do everything online and for allowin...

5
Excelent as you do everything online and for allowing the interest free period. Reviewed on: 7th July 2026

Neutral but when I needed a resolution couple of yea...

5
Neutral but when I needed a resolution couple of years ago the answer was prompt Reviewed on: 7th July 2026

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