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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180823)

Easy to use and understand.

5
Easy to use and understand. Layout easy to navigate and making payment is also easy to do Reviewed on: 7th July 2026

PayPal, My Go To Choice Of Payment Method.

5
I have been using PayPal as my preferred method of paying for online purchases and services for over twenty years. PayPal credit is a facillity I use for larger purchases to ease the cost and with zero percent interest it makes complete sense. It's easy to setup and use especially through the PayPal app. Excellent all round. Thank you. Reviewed on: 7th July 2026

It works fine but getting a little complicated

4
It works fine but getting a little complicated Reviewed on: 7th July 2026

Helps spread the costs

5
An unrecognised transaction with Uber Eats which I don’t use was reimbursed immediately. It also helps you pay for large purchases and spread the costs. Reviewed on: 7th July 2026

Great long standing service - Paypal has been my met...

5
Great long standing service - Paypal has been my method for online payment for as long as I have purchased online, safe simple and time saving. Their pay in 3 and credit offerings are fantastic options for buy now and pay later. Reviewed on: 7th July 2026

Smooth, Fast & Uncomplicated

4
Smooth, Fast and Uncomplicated Transaction. Helped make our Dream Holiday a Reality. Thank You Pay Pal! Reviewed on: 7th July 2026

Always reliable.

5
Always reliable. I feel safe using PayPal Reviewed on: 7th July 2026

Support for from paypal

5
Used PayPal plenty and always been good for me in times of need. Reviewed on: 7th July 2026

Convenience at your fingertips

5
A clear professional service that has been supportive when an occasional problem has occurred Reviewed on: 7th July 2026

Easy to use and secure with no worries if you are sc...

5
Easy to use and secure with no worries if you are scammed or something doesn't arrive. Reviewed on: 7th July 2026

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