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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,527 reviews, last reviewed 16th May 2026
2660100% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Am o experienta foarte buna, calitate si rapiditate... Am o experienta foarte buna, calitate si rapiditate rapida Reviewed on: 16th May 2026
Alexandra C's avatar
Alexandra C

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108528)

Simple, easy, transparent, keep your finances in one...

5
Simple, easy, transparent, keep your finances in one place and protected Reviewed on: 27th April 2026
Paul Mickleburgh 's avatar
Paul Mickleburgh

easy and affordable, I am very satisfied

5
easy and affordable, I am very satisfied Reviewed on: 27th April 2026
Milko M's avatar
Milko M

PayPal Credit has been an incredibly useful and reli...

5
PayPal Credit has been an incredibly useful and reliable way to manage purchases with confidence. The application process was quick, straightforward, and easy to understand. Payments are flexible, the online dashboard is clear, and tracking balances or due dates takes seconds. I also appreciate the strong security features and seamless integration with PayPal checkout. Customer support has been responsive whenever needed. It gives peace of mind for larger purchases while helping spread costs sensibly. Overall, PayPal Credit is convenient, trustworthy, and genuinely valuable for everyday spending and budgeting needs today and tomorrow with ease always now every single time consistently. Reviewed on: 27th April 2026
Chris M's avatar
Chris M

Just awesome so easy so secure, words n layout so ea...

5
Just awesome so easy so secure, words n layout so easy to read and use Reviewed on: 27th April 2026
Dilara B's avatar
Dilara B

Excellent credit provider

5
Excellent credit provider and interest free for purchases over £99 if paid off in 4 months. Plenty of information on the app to help budgeting. Reviewed on: 27th April 2026
Gavin Waite's avatar
Gavin Waite

Never disapointed.

4
Never disapointed. Always using paypal for online shoping. Trust worth. Better APR than my bank credit card. Reviewed on: 27th April 2026
Irena G's avatar
Irena G

Communication with someone could be better

3
Difficult to speak with someone over issues Reviewed on: 27th April 2026
Kira 's avatar
Kira

PayPal is easy to use and very convenient

5
PayPal is easy to use and very convenient Reviewed on: 27th April 2026
SONIA AMAMA's avatar
SONIA AMAMA

Very well handled and good value for money

5
Very well handled and good value for money Reviewed on: 27th April 2026
Matthew W's avatar
Matthew W

Have always had had food experiences with PayPal eve...

5
Have always had had food experiences with PayPal even when there have been issues transactions. I feel it is a safe way to send and receive money. Reviewed on: 27th April 2026
Sian B's avatar
Sian B

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