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PayPal: PayPal Credit reviews

4.90
Based on 108,494 reviews, last reviewed 16th May 2026
2658550% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal highly recommend PayPal in 3 option, PayPal credit with 4 months to pay, reasonable interest Reviewed on: 16th May 2026
Cindy M's avatar
Cindy M

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108494)

Have always had good communication with PayPal & the...

5
Have always had good communication with PayPal & they have always resolved any problems Reviewed on: 27th April 2026

Grate service and really easy to use

5
Grate service and really easy to use Reviewed on: 27th April 2026

Great way to pay-pals...

5
All transactions are quick and they simplify it all. A great way to pay. Service is excellent. Reviewed on: 27th April 2026

I love the ease of use with the app, the quick respo...

5
I love the ease of use with the app, the quick response to queries online. Very responsive customer service. Reviewed on: 27th April 2026

Handy service!

5
Does exactly what it says on the app Reviewed on: 27th April 2026

Great service has helped me through some tough finan...

5
Great service has helped me through some tough financial problems Reviewed on: 27th April 2026

Very user friendly website and resolution centre ver...

5
Very user friendly website and resolution centre very helpful Reviewed on: 27th April 2026

I love the security and the pay in 3 option

5
I love the security and the pay in 3 option Reviewed on: 27th April 2026

sarey credit service

5
thank you brilliant service but still need improvement on knowledge of the day a debit will take place, lots of confusion about it Reviewed on: 27th April 2026

Paypal credit

5
I found it very reassuring and very easy to communicate Reviewed on: 27th April 2026

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