Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180816 reviews)

View other PayPal products

4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180818)

PayPal credit is brilliant and stress free

PayPal credit is brilliant and stress free Reviewed on: 7th July 2026

Excellent customer service offered.

A knowledgeable customer service person who offered a friendly and prompt service. She was quick to respond to queries and ensured I am happy with her responses and very patient to listen to additional complaints and resolve them. Overall service offered was fantastic. Reviewed on: 7th July 2026

More than 20 years of great service from PayPal

I have used PayPal for over 20 years now, they have helped me with payment disputes, credit arrangement and flexible payment options, all easy to use and understand. Reviewed on: 7th July 2026

All good.

All good. Simple efficient and it works. Reviewed on: 7th July 2026

I love PayPal it’s so easy to use

I love PayPal it’s so easy to pay friend or purchase holidays or items and pay later I can manage my money so much better with PayPal thank you Reviewed on: 7th July 2026

Helpful and good service

Very helpful when there is an issue with items brought help resolve issues Reviewed on: 7th July 2026

Excellent care and service always !

Excellent care and service always ! Reliable!! Reviewed on: 7th July 2026

It’s so easy to use.

It’s so easy to use. If anything goes wrong with what you purchase your guaranteed your money back they fight your case for you Reviewed on: 7th July 2026

User friendly

So easy to use, straightforward, no hidden catches Reviewed on: 7th July 2026

Everything i need is in Paypal.

I've been with Paypal for over 7yrs & i will always use Paypal as my payment as they have never let me down, they have always helped when i've needed them, there CS is Amazing.. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101009 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub