Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108460 reviews)

View other PayPal products

4.90

Based on 108,460 reviews, last reviewed 16th May 2026

2656900% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy, fast and efficient, friendly service Easy, quick, and efficient. Plenty of options for rephrasing and benefits. Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (108460)

Great service .

Great service .quick an easy an sorted issues Reviewed on: 27th April 2026

I use PayPal credit every month and it’s been so con...

I use PayPal credit every month and it’s been so convenient and simple to use. I don’t ever feel like it’s trying to catch me out or trap me with high interest fees infact I’ve used it very consistently for over a year and never had to pay any interest at all! Been an incredibly useful tool for me in managing my finances and balancing costs over a longer time so I’m never feeling overwhelmed with big purchases. Reviewed on: 27th April 2026

Nothing bad to say.

Nothing bad to say. Very easy going Reviewed on: 27th April 2026

Ease of use

Easy to use anywhere and easy to useweb app Reviewed on: 27th April 2026

Customer service is excellent.

Customer service is excellent. Very helpful if you have a problem with the merchant Reviewed on: 27th April 2026

I am happy with you and always reliable .

I am happy with you and always reliable Reviewed on: 27th April 2026

Paypal is so easy to use! .

Paypal is so easy to use and never disappoints. I use pay in 3 all the time and is especially helpful at Christmas Reviewed on: 27th April 2026

Easy to navigate the app and reassuring to be able t...

Easy to navigate the app and reassuring to be able to move money safely Reviewed on: 27th April 2026

Great service.

Great service. Been using for years. Reviewed on: 27th April 2026

Paypal is very good with it's customers

Paypal is very good with it's customers always on the ball and if there is anything wrong they put it right stright away Reviewed on: 27th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Payments
from PayPal 4.91 from 3717 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51379 reviews
Payments
from PayPal 4.91 from 3717 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub