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PayPal: PayPal Credit reviews

4.90
Based on 108,428 reviews, last reviewed 16th May 2026
2655350% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good quick easy to pay excellent Good quick easy to pay excellent Reviewed on: 16th May 2026
Miss D's avatar
Miss D

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108428)

I find paypal useful tool to have.

5
I find paypal useful tool to have. the interest free period for 4 months is good too. Reviewed on: 27th April 2026

Easy and very quickly service, helping me in very im...

5
Easy and very quickly service, helping me in very important tine for me Reviewed on: 27th April 2026

Fantastic flexibility with payment options.

5
Fantastic flexibility with payment options. The only buy now pay later that has the variety of options at checkout. Amazing!! Reviewed on: 27th April 2026

Amazing portal with lots of options

5
Amazing portal with lots of options Reviewed on: 27th April 2026

Everything is in one place, and extra time to pay of...

5
Everything is in one place, and extra time to pay off larger purchases is really helpful Reviewed on: 27th April 2026

PayPal are very good at helping you when something g...

4
PayPal are very good at helping you when something goes wrong. Whenever I’ve had an issue with a retailer they have been happy to sort it out quickly and professionally. Reviewed on: 27th April 2026

Never had an issue with this service, have used for...

5
Never had an issue with this service, have used for almost 20 years, feel paypal is a safe place for your money that provides top quality in any situation, would recommend to all family and friends, 10 stars from me Reviewed on: 27th April 2026

Easy to use

4
Easy to use. Convenient and reliable. Reviewed on: 27th April 2026

Recommend

5
Have used over a few years . Easy and convenient. Reviewed on: 27th April 2026

Easy simple and quick to use love the buy now pay la...

5
Easy simple and quick to use love the buy now pay later option to spread the cost of larger purchases Reviewed on: 27th April 2026

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