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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
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Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180809)

Very quick and easy to use, I have never had an issu...

5
Very quick and easy to use, I have never had an issues or problems Reviewed on: 7th July 2026

Not an option I knew was available!

5
PayPal credit was an option to pay for a one off purchase that was not in my planned budget for the month. I went through the options and it was very easy to set up. I would perhaps not have completed the purchase without it but having the interest free option informed my decision Reviewed on: 7th July 2026

Smart way to buy expensive items

5
Excellent for those times when you need to make an expensive purchase and spread the cost with no deposits easy to view app Reviewed on: 7th July 2026

PayPal Best Retail Finance Provider

5
PayPal is a leading retail finance provider, offering secure, flexible, and convenient payment solutions for consumers and merchants worldwide. Its fast checkout, strong buyer protection, and flexible payment options, including Buy Now, Pay Later in supported markets, enhance the shopping experience while promoting responsible spending. With continuous innovation in digital payments, fraud prevention, and seamless merchant integration, PayPal consistently delivers a trusted and customer-focused retail finance solution, making it a strong contender for the Best Retail Finance Provider award. Reviewed on: 7th July 2026

Just click on pay pal and the payment is automatical...

5
Just click on pay pal and the payment is automatically done Reviewed on: 7th July 2026

The facility provided by PayPal is fantastic.

5
The facility provided by PayPal is fantastic. So easy to use and the feeling of security is a bonus. I have recommended it to so many people, many if them have signed up and have told me they find it invaluable. Reviewed on: 7th July 2026

Easy to set up and instant credit available

5
Easy to set up and instant credit available Reviewed on: 7th July 2026

User friendly and super convenient.

5
User friendly and super convenient. Reviewed on: 7th July 2026

Great service would highly recommend east to make pa...

5
Great service would highly recommend east to make payments and send payments Reviewed on: 7th July 2026

PayPal a must

5
Easy app to navigate. Purchasing made easy and safe. 0% credit options valuable for larger purchases are great. Reviewed on: 7th July 2026

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