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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108389 reviews)

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4.90

Based on 108,389 reviews, last reviewed 16th May 2026

2653600% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, clear format. Easy to use, clear format. Would be beneficial to have more functionality in the app as on the full website Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108389)

Easy lending

Never any issues, straight forward short term lending Reviewed on: 27th April 2026

Excellent for credit

Never had an issue with PayPal and when I've had an issue, gets resolved straight away. Reviewed on: 27th April 2026

Good service

Good app give you lot of relaxation and safe options Reviewed on: 27th April 2026

Loyal customer

I m using PayPal credit for more than 6 years now and I never had a problem with it. I have a big credit limit and pay over time sometimes plus I can use it every where online. It is my favorite credit card, every thing is clear and I never had any complaints. Reviewed on: 27th April 2026

Great for phone purchase

Using PayPal credit for my phone purchase was easy and with an interest free period it was cheaper than other options. Reviewed on: 27th April 2026

Love Paypal

PayPal is a really reliable app and the one time I needed account support the issue was sorted fast. PayPal Credit is the real standout though - a real game‑changer for bigger purchases and far more flexible than most pay‑later options. Reviewed on: 27th April 2026

Great app management and easy payment set up

Great app management and easy payment set up Reviewed on: 27th April 2026

PayPal is a great and secure way to pay.

PayPal is a great and secure way to pay. Something I needed when money is tight and need extra time to pay it off. Reviewed on: 27th April 2026

I like using PayPal, I feel more protected using it,...

I like using PayPal, I feel more protected using it, than other providers. It's a very user friendly too Reviewed on: 27th April 2026

credit payment

when i thought i couldn't get my payment done ,customer services helped me out and it only took a few mins to sort out the issue. TOP NOTCH Reviewed on: 27th April 2026

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