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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180799 reviews)

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4.73

Based on 180,723 reviews, last reviewed 14th Jul 2026

503% increase in 5 star reviews

in the past 90 days

562% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180799)

0% for 4 months on larger purchases is good

0% for 4 months on larger purchases is good Reviewed on: 7th July 2026

It is very easy to choose a range of paying options...

It is very easy to choose a range of paying options from credit to pay in 3 or choose your method of card payments. Reminders in advance on when to pay are helpful. The most important thing for me is you can open a dispute file when things go wrong and PayPal helps navigate this process with refunds if appropriate. They are fair but work for you in sorting things out Reviewed on: 7th July 2026

Double edged sword!

Honestly PayPal Credit is a double-edged sword. It’s super handy for buying stuff online when you don't want to pay the full amount upfront and it’s really easy to use at checkout. But, if everything doesn't go perfectly, good luck. Trying to get hold of a real person to help with a refund or a weird account issue is a total headache! It’s great as long as you don't need customer support but I’d be careful using it for anything where you might need to fight for your money back Reviewed on: 7th July 2026

better than pay in 3, highly recommended

I have only had great experiences with PayPal credit, but I use it to save interest while my other money is earning interest. I have never used PayPal customer service because I have never needed to. I guess that says a lot about them Reviewed on: 7th July 2026

Easy set up and good customer service

Easy set up and good customer service. The app is clean and clear Reviewed on: 7th July 2026

Paypall credit-I thought was a credit card but it is...

Paypall credit-I thought was a credit card but it is not, i tried to balance transfer the account and I couldnt they said it isnt a credit card Reviewed on: 7th July 2026

Really easy to use especially through the phone app.

Really easy to use especially through the phone app. The 4 months at 0% is great value and a great help for me. Reviewed on: 7th July 2026

Ok but new layout not easy to follow and understand

Ok but new layout not easy to follow and understand Reviewed on: 7th July 2026

Lack of communication as to when payments are due.

Lack of communication as to when payments are due. Highly confusing when you purchase on 4 months interest free….. how does your payment apply to that purchase? Calle customer service and they had no clue. Reviewed on: 7th July 2026

Easy to use to pay for online purchases

Easy to use to pay for online purchases Reviewed on: 7th July 2026

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