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PayPal: PayPal Credit reviews

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4.90
Based on 108,296 reviews, last reviewed 16th May 2026
2649450% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

A good credit card system, with a snag to be aware of! A good credit card system, although I didn't realise when you make. a payment to PayPal it can take quite a few days to credit your account after you'... Read more Reviewed on: 16th May 2026
David Short's avatar
David Short

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108296)

Quick and easy.

5
PayPal Pay in 3 and PayPal 4 Months 0% APR are my go-to whenever I need to buy something more expensive. The whole process is quick and easy. PayPal is pretty much available everywhere online. Reviewed on: 27th April 2026
Pawel L's avatar
Pawel L

Brilliant service with very helpful customer service

5
Brilliant service with very helpful customer service Reviewed on: 27th April 2026
Simona 's avatar
Simona

I have never had any trouble using PayPal.

5
I have never had any trouble using PayPal. I find all its features easy to understand and to use. There are a variety of payment options and I never feel as though I’m being ripped off. It’s easy to use and I can send money using just an email address which makes it far easier than trying to get bank details Reviewed on: 27th April 2026
Maud's avatar
Maud

Really easy to use, safe and secure.

5
Really easy to use, safe and secure. Reviewed on: 27th April 2026
Emily 's avatar
Emily

good option

5
simple to use used with loads of sites Reviewed on: 27th April 2026
Andrew m's avatar
Andrew m

Quick and easy service.

5
Quick and easy service. I'll recommend it for others. Reviewed on: 27th April 2026
Dariusz C's avatar
Dariusz C

Easy to work.

5
Easy to work. Accepted most places Reviewed on: 27th April 2026
Matthew C's avatar
Matthew C

Paypals app is extremely easy to use and I find the...

5
Paypals app is extremely easy to use and I find the interface a doddle to navigate. The pay in 3 options come in very handy when reaching the end of the month before pay day! Reviewed on: 27th April 2026
Zoe bateman's avatar
Zoe bateman

Easy to use and very helpful and safe, which is reas...

5
Easy to use and very helpful and safe, which is reassuring when purchasing items, I would definitely recommend anyone to sign up and have this credit company in their life's. Its made my life simpler as its so convenient. Reviewed on: 27th April 2026
James C's avatar
James C

Very good offers, 12 months interest free on shark n...

5
Very good offers, 12 months interest free on shark ninja products very useful. I will continue to use this service for as long as it is available Reviewed on: 27th April 2026
Rob's avatar
Rob

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