Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great customer service.

Genrous achievable offers. Great customer service, ringing back when they say they will and provide simple and acceptable resolutions to queries. I regularly recommend them to friends and famiily. Reviewed on: 13th July 2026

It is easy to access it, reliable when you need it a...

It is easy to access it, reliable when you need it and fast to receive or pay. Reviewed on: 13th July 2026

Easy to use, with reasonable payment plans.

Easy to use, with reasonable payment plans. I always use PayPal credit for birthdays and Christmas presents, to help easily spread the cost. Reviewed on: 13th July 2026

So easy to use and great if you need something urgen...

So easy to use and great if you need something urgently and can't afford to pay full price at the time. Easy affordable payments. Reviewed on: 13th July 2026

Very easy transactions.

Very easy transactions.so easy to use and secure. Reviewed on: 13th July 2026

Best ever app I have used so far

Best ever app I have used so far Reviewed on: 13th July 2026

Always there to help safe and sucure

Always there to help safe and sucure Reviewed on: 13th July 2026

Always reliable, no hidden stones

Always reliable, no hidden stones Reviewed on: 13th July 2026

love the ease of use and the security

love the ease of use and the security Reviewed on: 13th July 2026

I've been using it for over a year now and I like it.

I've been using it for over a year now and I like it. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub