Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,535 reviews, last reviewed 10th May 2026
2431250% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always user to buys anything online it’s a must Always user to buys anything online it’s a must Reviewed on: 10th May 2026
Chris's avatar
Chris

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103535)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very good service, thank you.

5
Very good service, thank you. If I've had a problem, its been sorted out effectively. I would definitely recommend family and friends. Reviewed on: 10th May 2026

Great app, user friendly service and reliable security.

5
Great app, user friendly service and reliable security. Reviewed on: 10th May 2026

The best credit card

5
PayPal Credit is an easy, safe way to pay. You get 4 months interest free on purchases over £99 which is fantastic and you also get points for your spend. Reviewed on: 10th May 2026

Great experience with PayPal, quick,efficient and al...

5
Great experience with PayPal, quick,efficient and always easy to use. Reviewed on: 10th May 2026

paypal is quick and easy to us , more than fair paym...

5
paypal is quick and easy to us , more than fair payment plan and great service Reviewed on: 10th May 2026

The easiest interest free credit...

5
Purchases with up to 24 months interest free credit is fantastic and not having to jump through a thousand hoops is brilliant. Reviewed on: 10th May 2026

Super simple, fast and secure credit from a trusted...

5
Super simple, fast and secure credit from a trusted brand. 4 months 0% on purchases as standard is a winner Reviewed on: 10th May 2026

Best experience with PayPal

5
Best experience: easy access, fast transaction and flexibility in your payment. Reviewed on: 10th May 2026

Very accessible and multiple options to pay

5
Very accessible and multiple options to pay Reviewed on: 10th May 2026

Great and flexible option to manage your financials...

5
Great and flexible option to manage your financials by spreading it for a short term Reviewed on: 10th May 2026