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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fast, Secure, and Reliabl

5
I had a great experience using PayPal. The platform is easy to use, transactions are fast, and I feel secure when sending and receiving payments. Customer support was helpful whenever I needed assistance. Overall, I highly recommend PayPal for online payment Reviewed on: 16th July 2026

Highly recommend paypal credit

5
Any problems with products bought paypal have helped 100 percent to get things fixed. Its great knowing I have the PayPal credit there to use if needed. I would definitely recommend applying for paypal credit. Reviewed on: 16th July 2026

It comes in handy in times of trouble.

5
It comes in handy in times of trouble. It’s helped me a lot and knowing that I can pay it back slowly with breaking my account Reviewed on: 16th July 2026

When I need fresh money something I use PayPal

5
When I need something I use PayPal Reviewed on: 16th July 2026

Easy to use.

5
Easy to use.. and plenty if options with regards tyoes of credit with free interest deals Reviewed on: 16th July 2026

The GOAT

5
It works globally and that is the best part. Reviewed on: 16th July 2026

Helps to budget for more expensive items .

5
Helps to budget for more expensive items . Easy to use Reviewed on: 16th July 2026

Very good, really simple to use and I’ve been very h...

5
Very good, really simple to use and I’ve been very happy with the service Reviewed on: 16th July 2026

The credit is good, the card is simple.

4
Having 3 months credit is great, however we can't use many balance transfer cards to pay off thge balance when due. Makes money playing a little more complicated Reviewed on: 16th July 2026

Good company with your money protected plus lot more...

5
Good company with your money protected plus lot more online shops using your bank Reviewed on: 16th July 2026

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